ADVICE ARTICLES

Welcome to Which Way To Pay's area for money saving advice, hot tips for the latest financial products on the market and suggestions on how to use foreign exchange, travel money, loans, cards and more.

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Home Is Where The Heart Is – Protect It!
02 February 2012
Which Way to Pay
Finding the right cover to fully protect your home and its contents is an important financial decision that should not be taken too lightly.
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Take Control Of Your Debts With A Consolidation Loan
31 January 2012
Which Way to Pay
Loans are designed to help you manage your debts by combining them together and then making one reduced monthly payment.
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The Pros and Cons of Travel Insurance
19 January 2012
Which Way to Pay
Travel insurance can be used for all types of holiday and business travel and should be given a serious thought. When taking out travel insurance your destination, the time of year you are travelling, your overall health and what activities you will participate in should all be considered prior to making a decision.
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Payday Loans – Make Sure You Know The Facts
18 January 2012
Which Way to Pay
Payday loans are ideal if you need a quick cash injection before payday of a small amount. But the most important thing to remember is that you must make sure that you will be able to repay what you owe on your next payday.
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Take Control With A Prepaid Card
05 January 2012
Which Way to Pay
A reloadable card can give you a better way to stay in control of your finances and help you avoid getting into debt. With a prepaid card you only spend the money that you have loaded onto the card.
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Struggling with Debt? Get a Debt Management Plan
21 December 2011
Which Way to Pay
Being in debt often feels overwhelming, especially if you owe money to multiple creditors. Keeping up with repayments can be draining, and admitting you need help can be hard. But taking the first step to getting help with your debts is easier than you think.
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Need a Payday Loan?
20 December 2011
Which Way to Pay
If you are a bit short of cash and just need a small sum of money to get you through the rest of the month or pay a bill, a payday loan could be the answer.
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The Benefits of Using a Credit Card
19 December 2011
Which Way to Pay
Most of us have a credit card, whether you use it or not. It can feel a bit reckless at times to just put things on your plastic, but you could actually benefit from using credit as long as you can pay off the bills.
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Save Dollars on Eye Care Today!
16 December 2011
Which Way to Pay
If you wear glasses or contact lenses you know how much they can add up to. Visiting the opticians, buying frames, lenses and contact lenses all adds up, especially if you are a fan of designers frames. There are ways around this however.
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How to Save Money on Food
15 December 2011
Which Way to Pay
The price of food is getting higher or higher. It may seem like this is an expense you can’t avoid, but there ways you can cut down on your grocery bill. We all live very busy lives and don’t always have time to cook or shop as much as we would like.
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Get Identity Theft Protection Today!
13 December 2011
Which Way to Pay
As the ways we bank and deal with our money become more technologically advanced, unfortunately so do the methods by which thieves can steal your identity.
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Get a Payday Loan Today!
09 December 2011
Which Way to Pay
If you’re strapped of cash and just a need a small sum to get you through until the end of the month, or you get caught out for a big bill you weren’t prepared for, then a payday loan could be the answer.
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Struggling with Debt? Get a Consolidation Loan
07 December 2011
Which Way to Pay
If you have debts then you know how stressful keeping up with repayments can be. Owing different amounts of money at various interest rates to more than one creditor can be very difficult to keep track of. A consolidation loan can take the pressure off and free up more of your income.
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Need Some Money Fast? Get a Payday Loan!
06 December 2011
Which Way to Pay
Are you having a difficult month moneywise? Don’t have the cash you need to pay bills, repay debts or anything else? Then a payday loan could be the answer. These loans are designed to get you through the remainder of the month, until your next payday.
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Tips to Save you Money on Gas
05 December 2011
Which Way to Pay
The price of living is on the up, so it’s time to start saving everywhere you can. With the future of the economy remaining uncertain, there is every reason to save money wherever we can at the moment.
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Need a Loan but Have Bad Credit?
02 December 2011
Which Way to Pay
If you have had money troubles in the past and had trouble repaying debts, then it can be difficult to find a creditor that is willing to lend you money. Having a bad credit rating can make it hard to get a mortgage, get approval for a loan and even can stop you getting a cell phone contract.

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Need Help with your Debts? Get a Debt Management Plan
01 December 2011
Which Way to Pay
It can be extremely stressful trying to deal with your debts as they mount up. It can be difficult to swallow your pride and get help, but the longer you leave it, the worse it gets. It can feel like you are all alone in dealing with your debts problems, but there are companies out there that specialise in exactly that.
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Get Identity Theft Protection Now!
30 November 2011
Which Way to Pay
Banking services are becoming more and more advanced in the way we can pay bills, manage our money and shop. Although this means that banking is more convenient than ever, it also means that it is easier than ever for thieves to steal your information and use your identity fraudulently.
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Want to Start Saving Money but Don’t Know Where to Start?
29 November 2011
Which Way to Pay
With the state of the global economy and the cost of living on the up, some of us are having to change our spending habits as we just can’t afford to spend money like we used to. If you are keen to spend less and start saving, then try keeping a financial diary for a couple of months.
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Strapped of Cash? Get a Payday Loan Now!
28 November 2011
Which Way to Pay
There have always been those months where your paycheque won’t stretch far enough, but there hasn’t always been a quick and easy way to borrow money when you need it the most.
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Debts Piling Up? Get a Consolidation Loan?
25 November 2011
Which Way to Pay
If your circumstances have changed, or you simply cannot keep up with debt repayments and the stress it getting to you, then it’s time to do something about it. There are several options available to you, depending on the severity of your debts. A common way to solve relatively minor debt problems is with a consolidation loan.
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How to Save Money on Fuel Today!
24 November 2011
Which Way to Pay
As a nation, we use a lot of fuel per capita. There are several changes you can make however without reducing the amount of time you spend on the road to reduce your fuel bill. Just follow these simple tips and start saving money today!


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Need Some Money but Have Bad Credit?
23 November 2011
Which Way to Pay
Having a bad credit rating can really get in the way of doing what you want in life. There are bad credit loans out there however that are designed to let those who cannot get the loan they need through the normal channels because of bad credit.
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Why Get a Credit Card?
22 November 2011
Which Way to Pay
Credit cards are becoming more and more useful. As the market gets increasingly competitive, there are a plethora of benefits to be taken advantage of. Traditionally, credit cards are a great way to make your finances run smoothly. By borrowing short-term and paying off your balance on time, it’s cheap and convenient way to make sure you can always afford to pay the bills.
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Get Home Insurance Today!
21 November 2011
Which Way to Pay
Whether you live alone, with family or house mates, own or rent, it’s important to have home insurance of some level. There are hundreds of insurance companies across Australia, so there is definitely one out there to suit your circumstances.


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Get a Payday Loan Today!
18 November 2011
Which Way to Pay
We’ve all had those months where your money just won’t stretch far enough. Whether you can’t afford to pay a large bill, need to book a holiday in advance or need emergency dental treatment, a payday loan could get you the cash you need.
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Need Identity Theft Protection?
17 November 2011
Which Way to Pay
Identity theft is a growing concern for many of us. As the fastest growing crime in the world, it could be time to do something about it. Identity theft protection safeguards your bank accounts and credit cards from being used illegally by criminals.
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Debts Piling Up? Get a Consolidation Loan Today!
16 November 2011
Which Way to Pay
Being in debt is no fun, especially if you owe a lot of money to various different creditors. The stress can be a huge burden to bear, but making the first step and admitting you need help is often the most difficult part.
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Need a Debt Management Plan?
15 November 2011
Which Way to Pay
Being in debt is incredibly stressful. The more creditors you owe money to, the worse it gets. It can be extremely difficult to admit you need help with your debts, but the anxiety and pressure that comes with owing large sums of money.
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Got Bad Credit but Need a Loan? Look No Further!
14 November 2011
Which Way to Pay
you have a less than perfect credit history, then you know how difficult it can make life. If you are in need of a loan, then a bad credit rating can make it almost impossible to get the cash you need, and often makes borrowing more expensive.
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Start Saving Fuel Today!
11 November 2011
Which Way to Pay
The price of gasoline is higher than ever. We all drive a lot in Australia, and often not using our cars is simply not an option. If you are keen to cut down on the amount of money you are spending on fuel without cutting down the amount of time you spend in the car.
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Why Not Get a Payday Loan Today?
10 November 2011
Which Way to Pay
If you need some money fast for an emergency and can’t borrow what you need from friends or family, then a payday loan could save your skin. These loans have come onto the market since the financial crisis made borrowing from banks more difficult.
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Is Your Pet Insured?
09 November 2011
Which Way to Pay
If you have a pet, then you are probably very aware of how expensive a routine trip to the vet can be, let alone if your pet should need a major operation. This is why pet insurance is a vital part of being an owner.
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Solve Your Debt Problems with a Consolidation Loan Today!
08 November 2011
Which Way to Pay
If you are finding it difficult to cope with mounting debts, then you know that burying your head in the sand only makes things worse. Facing your financial troubles head on is quite daunting and it can be difficult to admit that you need help. This is when a consolidation loan could make all the difference.
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Why Get Home Insurance?
07 November 2011
Which Way to Pay
Whatever your situation, there is a home insurance policy out there to suit you. Whether you live on your own, have a big family, rent or own your home, it’s important to protect yourself with home insurance.
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Start Saving Fuel Today!
03 November 2011
Which Way to Pay
We are all spending more money than we would like on filling up our tanks at the moment. There are a few things you can do to cut down on your bills, without cutting down on the amount you use your vehicle.
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Need Some Money Fast? Get a Payday Loan!
02 November 2011
Which Way to Pay
When money is tight, it’s easy to bury your head in the sand or start to panic. If you get caught out by a large expense you didn’t bargain for like a car repair or emergency dental treatment and can’t borrow the money your need from a friend or relative, then a payday loan could be the answer.
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Got Bad Credit but Need a Loan?
01 November 2011
Which Way to Pay
If you have a bad credit rating, then you know how difficult it can be to get approval for a range of financial products, from loans to cell phone contracts. If you need a loan and can’t get approval, it’s hard to know where to turn.
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Why Get a Credit Card?
31 October 2011
Which Way to Pay
Credit cards have many uses. Whether you want to have a backup fund while abroad, want to be insured when shopping online or even improve your credit rating, there are a host of reasons to get a credit card.
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Do You Need Identity Theft Protection?
28 October 2011
Which Way to Pay
As the way we bank gets more advanced, technology is playing a larger and larger role all the time. From banking and shopping online, to using ATMs and using cards more than ever, the opportunities for thieves to steal your details are on the increase. This is where identity theft protection comes in.
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In Debt? Get a Consolidation Loan Today!
27 October 2011
Which Way to Pay
Being in debt can really take its toll. It can be incredibly stressful keeping up with large monthly payments to various creditors, due at different times and all at different interest rates. If you have dependents then the pressure can be even worse and can even start to affect your health.
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Want to Teach Your Kids the Value of Money?
26 October 2011
Which Way to Pay
In a culture of commercialism, instant gratification and consumerism it can be hard at times to teach your children the importance of hard work and the value of money. There some simple and effective things you can do to encourage your kids to work hard and earn their privileges.

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Tips to Save on Gasoline!
25 October 2011
Which Way to Pay
With the price of fuel going up, it’s easy to spend an enormous amount of money on gas at the moment. It may seem like if you want to drive, then you have to endure the rising prices, but there are some things you can do to reduce your gas outgoings.
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Need Some Cash Today? Get a Payday Loan!
24 October 2011
Which Way to Pay
If you are having a difficult month financially and need some cash fast, don’t panic! Get a payday loan. These loans are designed to help take the pressure off your finances short-term. You can usually borrow anything from $100 to $1000 for 2 weeks to a month, enough cash to get you through until next payday.
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How to Save Money on Food Today
21 October 2011
Which Way to Pay
With the price of living on the up, we all want to save money where we can at the moment. The price of food is on the up in a big way. As fuel prices rise and our disposable income shrinks, there never was a better time to rethink how we spend our money.
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In Need of Legal Services?
20 October 2011
Which Way to Pay
Getting legal advice can be time consuming and expensive, which is frustrating if your case is pretty basic. Legal services can offer you concise and expert advice on your case or claim, without having to fork out for lawyer fees.
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5 Fees to Avoid and Save Money!
18 October 2011
Which Way to Pay
None of us can afford to waste money at the moment, and nothing is more wasteful than throwing money away. There are lots of charges and fees out there that take us by surprise, or we ignore for convenience sake. By accepting these charges is exactly how companies profit from us.
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Get Out of Debt Today with a Consolidation Loan
17 October 2011
Which Way to Pay
Being in debt can feel like the end of the world. Getting debt free is a lot harder than getting into debt; it takes serious dedication and forward planning. If your debts are too severe to deal with alone, and the pressure is getting too much, then a consolidation loan could be the answer to your debt problems.
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Get Identity Theft Protection Today!
14 October 2011
Which Way to Pay
The way we bank has made leaps and bounds over the last decade. We now bank online, take money out of ATMs, shop online and pay with cards for almost everything. As banking technology has advanced however so have the ways in which criminals steal your information.
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Spending a lot on Fuel? Start Saving Today!
13 October 2011
Which Way to Pay
The price of fuel is on the up. As we spend more and more on gas, especially with the carbon tax looming, it can be difficult to see how you can cut down on your outgoings. If you can just make a few small changes, you can really save money!
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