Cash Doctors
.gif) | Lender | Ask on application | $600.00 | 8 days | 42 days | You must earn a minimum of $350 per week net (after tax), you must be in full or part time (receiving holiday and sick pay)employment and you have been employed for at least 3 months. | For occasional, urgent and short-term cash needs. | No |  |
Cash Doctors gives you instant cash relief of up to $600 within 60 minutes. It is easy to apply online for one of these payday loans and only takes 5 minutes. Your first cash advance costs just 1 cent but after that a $45.00 fee applies. After this it is $30.00 a week for each week you have an outstanding balance.
DETAIL INFORMATION >> | ServicesServices1. Apply online - this only takes 5 minutes.
2. Instant cash relief.
RestrictionsRestrictionsCash advances run for no more than 42 days.
AdvantagesAdvantages1. Fast payment - within 60 minutes for new clients and costs just 1 cent. This includes a free debit card.
2. Members are paid 24/7 in seconds.
3. Repayment is hassle free - coming out of your bank account automatically on your next payday.
4. No paperwork or face to face meetings.
5. The team is available on the phone and live online help.
DisadvantagesDisadvantages1. Each time you take a cash advance of any amount, a $45 fee applies.
2. Then it is $30 a week for each week you have an outstanding balance |
Cash 2 Go
 | Lender | 556.125% | $200 - $1000 | 1 week | 1 month | You must be over the age of 18 years old, employed and take home more than $1,000 a month and have a bank account. | For Emergency Cash Needs | No | |
Need cash today? Cash 2 Go to offer instant cash loans against your next pay cheque. Their "5 minute" online application process makes a decision for your payday loans quickly, and sends you a loan contract that you can sign electronically so that the money can be deposited into your account on the same day. Then once you have an account with them you can use it time and time again.
DETAIL INFORMATION >> | ServicesServices1. Short term loans
2. Acceptable for those with Bad Credit.
RestrictionsRestrictions
AdvantagesAdvantages1. Same day cash loans
2. Bad Credit not a problem
3. No securit necessary
4. Instant decision
DisadvantagesDisadvantages1. Up to $1000 only
2. Over 18s only |
Purple Payday Loan
 | Broker | 1355% | Up to $1,500 | Next Payday | 31 Days | You must be 18 or over, in full time employment earning $1500 per month or more. | Emergency cash needs | No | |
Purple Payday offer 'loans for bad credit, to help you deal with short term cash flow issues. There is no long application process just simple qualification criteria and an instant decision. Apply online and receive up to $1,500 in your account today. Terms and conditions apply.
DETAIL INFORMATION >> | ServicesServicesPayday Loan Services
RestrictionsRestrictionsYou must be over the age of 18 years old and earning over $1,500 per month.
AdvantagesAdvantages1. Fast application
2. Confidential
3. Nothing to fax
4. No hidden charges
5. Same day money
6. Friendly reliable service.
DisadvantagesDisadvantages1. They charge $25 for every $100 you borrow.
2. High APR.
3. You have to earn $1,500. |
Oz Loan Source
 | Lender | Ask on application (Between 10%-25%) | $100-$1,500 | 1 days | 30 days | You must be over the age of 18, with an income. | For all those persons who need a short term cash fix | No | |
Oz Loan source provides a bad credit loans financial service to you when you need to pay an unexpected bill or expenses occur. It is a short term loan, which if approved, means you will receive cash deposited directly into your bank account for you to access. To apply you must be currently employed and hold an active bank account.
DETAIL INFORMATION >> | ServicesServicesA great, online application service which means you can do all your applying from the comfort of your own home.
RestrictionsRestrictions1.You must be an Australian citizen.
2.You must be over the age of 18.
3.You must have an active bank account.
4.You must have a steady income.
AdvantagesAdvantages1.You can apply in a few minutes online.
2.You do not need to send in any physical documents.
3.The money will be distributed into your bank account,normally on the same day. 4.You pay the whole loan back within 30 days so there are no long term repayments.
5.You will be considered for a loan even if your income is provided by the state.
6.People with bad credit ratings are still considered for loans as the checks are made on your present ability to pay back the loan, rather than your past credit history.
DisadvantagesDisadvantages1.You will not get this loan if you do not hold an active bank account.
2.You will not be accepted for a payday loan if you do not have a regular and steady income, whether from being employed or from the state.
3.You cannot apply for a payday loan if you are already paying off another one.
4.A payday loan is not given to you if you are using your overdraft to pay for one. |
Fox Symes Home Loans
 | Lender | From 6.69% | Up to $2 million | 1 Year | 30 years | You can make interest only repayments | An adverse credit history | No | |
Fox Synmes will find you the best home loan and interest rates available in the market. They have access to hundreds of home loans from Australia’s largest home loan lenders which include both bank and non-bank financial institutions. Fox Symes provides 'Bad Credit Loans' AKA 'Loans for Bad Credit'.
DETAIL INFORMATION >> | ServicesServicesFox Symes will find you the best home loan and interest rate available in the market. Fox Symes has access to hundreds of home loans from Australia's largest home loan lenders which include both bank and non-bank financial institutions.
RestrictionsRestrictionsAustralians only. Over 18.
AdvantagesAdvantages1. Market leading interest rates
2. 10 minute over the phone pre-approval
3. Compare over 100 different home loans
4. Customised home loans for all borrowers including bad credit
5. Borrow from $20,000 to $3 million
6. Borrow up to 90% of your property value
7. Insurance for your home loan payments 8. MFAA full member
DisadvantagesDisadvantages1. You have to apply to find out the APR and terms and conditions. |
Dollars Direct
 | Broker | Ask on application | Up to $2,000 | Next payday | Refinance option available | You must be currently employed for over a month, be at least 18 years old and have an active bank account. | For occasional, urgent and short-term cash needs | No | |
DollarsDirect is dedicated to providing you with a reliable solution to meet your immediate money needs. As a finance broker, they use their panel of lenders to find appropriate online cash advances that are a quick and easy solution for covering emergency money needs. You can complete the simple, hassle-free online application form in minutes and if approved by 2:30pm Sydney time Monday – Friday, you may qualify for same-day funding. Use promo code CMCASH to save 20% on the broker fee at DollarsDirect.com.au.
DETAIL INFORMATION >> | ServicesServices1. The maximum loan amount for Australian residents will be $2,000.
2. Your loan will be due on your next payday that falls between eight and 40 days away. If your pay dates fall outside of this range, your loan will be due in 14 days.
RestrictionsRestrictions1. You must have an active bank account
2. You must be currently employed for over a month
3. You must be a current resident of Australia.
4. You must be at least 18 years of age
AdvantagesAdvantages1. Same-day funding may be available.
2. Borrow up to $2,000 from the comfort of your home.
3. Online application takes just minutes to complete.
4. Exclusive Preferred Member program.
5. Earn $50 by referring a friend.
DisadvantagesDisadvantages1. DollarsDirect charges you $25 per $100 borrowed.
2. Lenders typically charge interest of up to 24.00% per annum.
3. Short-term loans should be used for short-term financial needs only, not as a long-term financial solution. |
Loans Pronto
 | Broker | From 360% | $200 - $1000 | 1 Day | 25 Days | You must be over the age of 18 years old, employed and take home more than $1,000 a month and have a bank account. | Instant cash needs | No | |
If you need an instant cash loan for whatever reason, Loans Pronto can help! Many people find themselves short of cash near the end of the month, if you need a solution for short term cash flow problems then apply online for a payday loan. Receive an immediate lending decision when you apply.
DETAIL INFORMATION >> | ServicesServicesOnly ever have one short-term loan at any one time.
RestrictionsRestrictions1. Over 18 years old
2. Employed either full or part-time
3. Take home more than $1,000 a month
4. Have a bank account
AdvantagesAdvantages1. Same Day Cash Loans
2. Bad Credit OK
3. No Security Needed
4. Instant Decision!
DisadvantagesDisadvantages1. Conditions Apply
2. Charge a flat rate of $33 for each $100 borrowed. |
Cash Now
 | Broker | Varies | $1500 | 5 days | 31 Days | You must have a bank account that accepts direct debit, you must be at least 18 years old, you must be employed and receive a regular income | For occasional, urgent and short-term cash needs | No | |
Cash Now is an online loan matching service. We match people looking for a lender and lenders looking for customers to come together. Our panel of lenders offers short term loans up to $1500. We have agreements with select payday loan lenders, in which we attempt to match you (based on the information you provide) with a lender willing to loan you money. If you are approved by one of our lenders, the funds may be wired to your bank account the same day you apply.
DETAIL INFORMATION >> | ServicesServices1. 1 Application, Multiple Lenders
2. Apply Online – 5 Minute Application
RestrictionsRestrictionsAustralia Only
AdvantagesAdvantages1. 1 Application, Multiple Lenders
2. Quick Approval
3. Same Day Cash in Your Account (if approved by one of our lenders)
4. No paperwork or face to face meetings.
DisadvantagesDisadvantages1. Average first time payday loan amount varies between $185 to $200.
2. Payday loans are not a solution for long term financial problems.
3. Loan fees and charges are dependent upon which loan provider you are matched with and the amount of the loan. |
Now Payday
 | Broker | Dependent on lender | Up to $1,500 | Dependent on lender | Dependent on lender | You must have a bank account that accepts direct debit, be at least 18 years old and be employed. | Emergency cash needs | No | |
Apply online with Now Payday loans and you could receive up to $1,500 for a short period of time for any purpose that you choose. It is easy to apply, and if approved, the funds will be wired to your bank account the same day you apply.
DETAIL INFORMATION >> | ServicesServicesPlease note that the average first time payday loan amount varies between $185 to $200.
RestrictionsRestrictions1. You must have a bank account that accepts direct debit
2. You must be at least 18 years old
3. You must be employed and receive a regular paycheque or salary
4. You must live in Australia
AdvantagesAdvantages1. Same day cash in your account.
2. Online application - 2 minutes.
3. Fees are clear - no suprises.
DisadvantagesDisadvantages1. They charge a loan administration fee of $1 and a broker fee of $28.98 for every $100 borrowed |
Australia’s Trade Surplus Soars To Record Highs
Home Is Where The Heart Is – Protect It!
Australian House Prices Fall Again