Car Insurance

Aside from non-optional, ‘compulsory’ car insurance (or the ‘green slip’), every Australian can take three further types of optional car insurance policy. They vary in type so you can use the table below to compare the various offers and deals.

You MUST apply through this site to guarantee any rate, spread, fee or margin listed

Getting additional car insurance is a really wise idea for Australian motorists, because it means they are covered for things like injury to yourself – something which may not be covered in the ‘green slip’ policy. Once you have made a choice, just click on the ‘Apply’ button to proceed.

Need Help? If you would like further information and wish to speak to someone: Contact Us >>

COMPANY	POLICY	COST	EXCESS	COVER	UNDERWRITER	METHODS	PAY MONTHLY	VEHICAL	DRIVER	MORE INFO
1Cover Prestige Car Insurance	Prestige car insurance	Apply to confirm	Apply to confirm	Type Cover Type Comp/TPFT/ TPO Level Cover Level Prestige Detail Cover Detail 1. Comprehensive vehicle insurance offers the broadest level of cover as it covers all damage to your vehicle, and subsequent third party damage or injuries. It is the complete insurance, to keep you at peace of mind. 2. Third Party Fire and Theft cover, you will get Third Party Property cover below, plus cover for your own car if it is stolen or catches fire. 3. Third Party Property Damage is the narrowest level of cover we offer; it covers only your liability for damage caused by your vehicle to other people's property, plus a limited amount of cover for your vehicle if damaged in a not at fault accident with an uninsured vehicle.	Allianz Australia Insurance Limited	Online, Tel	Yes	N/A	N/A
1Cover Prestige Car Insurance	1Cover offers car insurance for careful drivers. It has some of the lowest rates for car insurance in Australia. On top of significant savings on rates offered by competitors in their market, their policies offer a comprehensive package of benefits for complete peace of mind. They offer a completely paperless system which means you’ll never waste time filling in complicated insurance paperwork. DETAIL INFORMATION >>									Services Services 1. Cover for Accidental loss & damage including theft. 2. Up to $400 emergency accommodation if accident occurs more than 200 kms from home. 3. Up to $500 emergency repairs. 4. Hire Car for 14 days if vehicle stolen Restrictions Restrictions 1. Do not admit liability without written consent. Advantages Advantages 1. Pay monthly at no additional policy fee. 2. Instant cover when you purchase online. 3. Up to $500 cover for personal items stolen from your car. 4. Rental car use for up to 14 days if your car is stolen and not recovered. 5. Legal liability for up to $20 million. 6. A range of options including cover for accidental windscreen and glass damage. 7. Discounts if you qualify as a safe driver or if you choose to exclude drivers under 30. 8. Same no claim bonus transferred 9. Lifetime guarantee on repairs, for as long as you own the vehicle 10. Ability to nominate your preferred repairer 11. 21 day money back guarantee, if you have not made any claim Disadvantages Disadvantages 1. There are several exclusions to this policy which are on the company website.
Bingle Car Insurance	Bingle Low Cost Car Insurance	Apply to confirm	Apply to confirm	Type Cover Type Comprehensive Level Cover Level Standard Detail Cover Detail With Bingle’s comprehensive car insurance policy your car is covered for any accident damage or if it’s stolen, as well as for up to $20 million dollars worth of damage that you may cause to other people’s property when using your car.	AAMI.	Online	No	‘Sensible’ car.	Over 25 years old
Bingle Car Insurance	Bingle allows you to buy and manage your car insurance policy online. The benefit of no call centres and branches is that Bingle pass these savings on to you. Bingle’s sole focus is delivering you great value comprehensive car insurance. DETAIL INFORMATION >>									Services Services 1. Fully underwritten by AAMI. 2. Bingle chooses the repairer and arranges the repair. 3. If you make a claim, the excess you pay will be based on the age of the listed driver at the time of the incident Restrictions Restrictions 1. You must pay Bingle the excess before they make any payment or provide you with any policy benefits. The amount payable depends on the circumstances of your claim. 2. Some events, circumstances and situations are not covered. You should read the whole policy carefully. Advantages Advantages 1. Any changes to your policy can be done online. 2. Flexibility to choose your car’s value. 3. Lifetime guarantee on repairs. 4. Cover for damage your car might cause – up to $20 million. 5. Towing costs Disadvantages Disadvantages 1. Your Bingle policy does not cover you for emergency costs if your car has broken down. 2. Does not cover your personal items if they are stolen from your car or damaged in an accident. 3. No ratings or no claim bonuses.
1 Cover Classic Car Insurnace	Classic Car Insurnace	Apply to confirm	Apply to confirm	Type Cover Type Comp/TPFT/TPO Level Cover Level Classic Detail Cover Detail 1. Comprehensive vehicle insurance offers the broadest level of cover as it covers all damage to your vehicle, and subsequent third party damage or injuries. It is the complete insurance, to keep you at peace of mind. 2. Third Party Fire and Theft cover, you will get Third Party Property cover below, plus cover for your own car if it is stolen or catches fire. 3. Third Party Property Damage is the narrowest level of cover we offer; it covers only your liability for damage caused by your vehicle to other people's property, plus a limited amount of cover for your vehicle if damaged in a not at fault accident with an uninsured vehicle.	Allianz Australia Insurance Limited	Online, Tel	Yes	Classic Cars	Careful Drivers
1 Cover Classic Car Insurnace	1Cover offers classic car insurance for careful drivers. It has some of the lowest rates for car insurance in Australia. On top of significant savings on rates offered by competitors in their market, their policies offer a comprehensive package of benefits for complete peace of mind. DETAIL INFORMATION >>									Services Services 1. Cover for Accidental loss & damage including theft. 2. Cover for legal costs & expenses (as agreed by Allianz 3. Hire Car for 14 days if vehicle stolen Restrictions Restrictions Do not admit liability without written consent. Advantages Advantages 1. Pay monthly at no additional policy fee. 2. Instant cover when you purchase online. 3. Up to $500 cover for personal items stolen from your car. 4. Rental car use for up to 14 days if your car is stolen and not recovered. 5. Legal liability for up to $20 million. 6. A range of options including cover for accidental windscreen and glass damage. 7. Discounts if you qualify as a safe driver or if you choose to exclude drivers under 30. 8. Same no claim bonus transferred 9. Lifetime guarantee on repairs, for as long as you own the vehicle 10. Ability to nominate your preferred repairer 11. 21 day money back guarantee, if you have not made any claim Disadvantages Disadvantages 1. No Emergency Accommodation Costs. 2. There are several exclusions to this policy which are on the company website.