The Virgin No Annual Fee Credit Card
 |  | 16.95% | Ask on application | Yes | N/A | 20.99% p.a. | 2.9% p.a. | 16.95% p.a. | No |  |
The Virgin No Annual Fee Credit Card allows you to enjoy all the advantages of having a credit card without having to pay an annual fee! You can use your card at over 29 million locations around the world, anytime, anywhere. You must be over the age of 18 to apply. DETAIL INFORMATION >> | ServicesServicesAccess to all the great Virgin family offers AdvantagesAdvantages1. No Annual Fee. Ever.
2. A low 2.9% balance transfer rate for the first 6 months.
3. Great low purchase rate of 16.95% p.a.
4. Access to all the great Virgin family offers.
5. Enjoy up to 44 Interest free days DisadvantagesDisadvantages1. You must be at least 18 years of age to apply for a credit card.
2. Cash withdrawal limits
3. You must also earn at least $20,000 p.a. |
The Virgin Flyer Credit Card
 |  | 20.99% | Ask on application | Yes | N/A | 20.99% p.a. | 6.9% p.a. | 20.99% p.a. | No |  |
Now every time you buy with Virgin you can fly on Virgin. Genius. Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2. DETAIL INFORMATION >> | ServicesServicesGet access to all the great Virgin family offers. AdvantagesAdvantages1. Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2.
2. Buy a seat on Virgin Blue and get a second seat for FREE.
3. All you have to do is cover the credit card booking fees.
4. An impressive balance transfer rate of 6.9% p.a. for the first 6 months.
5. Get access to all the great Virgin family offers.
6. Enjoy up to 44 Interest free days.
DisadvantagesDisadvantages1. Annual fee of $99
2. You must be at least 18 years of age to apply for a credit card. You must also earn at least $50,000 p.a. for the Virgin Flyer Credit Card.
3. Additional Card Fee - $39 |
St. George Vertigo MasterCard
 |  | 12.49% | Starting from $500 | No | N/A | 21.24% | 2.99% | 12.49% | No |  |
The St. George Vertigo Mastercard claims to be your low rate shopping card. You currently receive an ongoing variable interest rate on purchases which is currently 12.49%. DETAIL INFORMATION >> | ServicesServices1. Up to 55 days interest free on purchases
2. Additional card for a friend or family member at no extra cost
3. Linked access to your St.George accounts
4. Credit limit starting at $500
5. Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online AdvantagesAdvantages1. The low rate credit card for those who love to shop
2. Calculate how much you could save with the Balance Transfer calculator.
3. Instant discounts and added extras with St.George Instant Benefits DisadvantagesDisadvantages1. $55 annual fee 2. New purchase rate of 12.49% |
St. George Platinum Credit Card
 |  | 15.74% | Starting from $8,000 | No | N/A | 21.24% | 3.99% | 15.74% | No |  |
The St. George Platinum low interest rate credit card is the ultimate card for shopping and travelling. It offers 15.74% on purchases and 3.99% balance transfers rate for up to 6 months. The Platinum annual fee is $89, with this you will receive complimentary shopping and travel insurances. DETAIL INFORMATION >> | ServicesServices1. Overseas travel insurance covers you and your family for medical expenses, unexpected trip cancellation or delays, rental vehicle excess and much more.
2. Up to 3 free additional cards for your friends or family members
3. Linked access to your other St.George accounts
4. Higher credit limits - starting from $8,000
5. Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online AdvantagesAdvantages1. The ultimate credit card for shopping and travelling
2. 3.99% balance transfer rate for up to 6 months
3. Complimentary shopping and travel insurances
4. 24 x 7 Personal Concierge Service
5. Instant discounts and added extras with St.George Instant Benefits DisadvantagesDisadvantages1. Platinum annual fee of $89 |
St. George Amplify Credit Card
 |  | 18.49% | Starting from $1,000 | No | N/A | 20.49% | 0.99% | 18.49% | No |  |
The St. George Amplify Credit Card is the rewards card that gives you choice. You can choose to link your card to either Amplify Rewards or Amplify Quantas. In addition to this you receive up to 55 days interest free on purchases and a 0.99% balance transfer rate up to 6 months. You can go online and calculate how much you can save with the balance transfer calculator. DETAIL INFORMATION >> | ServicesServices1. Choice of Rewards - Link your card to either Amplify Rewards or Amplify Qantas
2. Additional card for your friend or family member
3. Linked Access to your St George accounts
4. Credit limit starting at $1000
5. Protection from fraud
6. Free, secure online shopping service AdvantagesAdvantages1. Earn points while you shop with your Amplify card
2. Choose to link your card to either Amplify Rewards or Amplify Qantas
3. 0.99% balance transfer rate for up to 6 months.
4. Up to 55 days Interest Free on Purchases. DisadvantagesDisadvantages1. Annual Fee is $79
2. The earning of Amplify points through the use of an Amplify Card is subject to the Amplify Rewards Terms and Conditions.
3. The earning of Qantas Frequent Flyer points through the use of an Amplify Card is subject to the Amplify Qantas Terms and Conditions |
Commonwealth Bank Low Fee Card
 |  | 19.24% | Starting from $500 | Yes | N/A | 20.74% | 5.99% | 12.49% | No |  |
The Commonwealth Bank Low Fee Credit Card offers no annual fee for Commonwealth Bank customers who hold a qualifying Commonwealth bank account or loan at the time of application and spend at least $1,000 (purchases and cash advances) or more per year. DETAIL INFORMATION >> | ServicesServices1. Enhanced security chip protection
2. Secure Internet Shopping
3. Card Repayment Cover - CreditCard Plus (optional) AdvantagesAdvantages1. Free additional card.
2. Enhanced security chip protection.
3. Secure internet shopping.
4. Mastercard paypass.
5. Mastercard applause.
6. Secure sentinal (optional).
7. Card repayment cover (optional).
DisadvantagesDisadvantages1. Cash advance Rate (p.a.) 20.74% p.a.
2. Late payment fee $25.
3. Additional cardholders cannot apply for a balance transfer.
4. Only six balance transfers per calendar year.
5. Does not offer a rewards program. |
ANZ First Visa
 |  | 18.99% | Starting from $1,000 | Yes | N/A | 20.74% | 7.99% | 18.99% | No |  |
The ANZ First Visa offers a simple, straight forward, low annual fee credit card. They offer you 7.99% p.a on balance transfers for the first 6 months and up to 44 days interest free credit on purchases, if you pat your account in full by the due date each month. DETAIL INFORMATION >> | ServicesServices1. 7.99% p.a. on balances transferred for the first 6 months
2. Minimum credit limit $1,000 AdvantagesAdvantages1. 7.99% p.a. balance transfers for the first 6 months.
2. Up to 44 days interest free credit on purchases, if you pay your account in full by the due date each month.
3. Interest rate of 18.99% p.a.
4. Visa acceptance at over 24 million locations worldwide. DisadvantagesDisadvantages1. You must be over 18 years of age
2. You must have a good credit rating
3. you must be earning a minimum annual income of $15,000. If you are a non-permanent Australian resident you must earn a minimum of $50,000
4. There is an annual management fee of $30 |
ANZ Balance Visa Card
 |  | 13.74% | Starting from $1,000 | Yes | Yes | 21.49% | 0.00% | 13.99% | No |  |
The ANZ Balance Visa rewards you for reducing your balance. You can receive cash back to your ANZ Balance Visa or redeem Rewards Points for Shopping Vouchers and Gift Cards from some of Australia’s leading retailers. Once you have been approved, you may expect to receive your rewards credit card within five business days. DETAIL INFORMATION >> | ServicesServices1. Worldwide emergency credit card replacement.
AdvantagesAdvantages1. Rewards credit card with low rate on purchases.
2. Be rewarded for reducing your balance on your rewards points credit card.
3. Have 24/7 Falcon™ around the clock monitoring for suspicious transactions on your ANZ Balance Visa credit card.
4. Earn one rewards point for every $1 you repay to your balance, including repayments to purchases, fees, interest, cash advances and repayments on balances transferred.
5. Set up auto-redemption so your chosen reward is automatically sent to you when you are eligible for it.
6. Rewards points never expire as long as your account remains open.
7. You can load your favourite images onot your rewards points credit card. DisadvantagesDisadvantages1. There is a total annual fee of $79.
2. Minimum credit limit of $1,000.
3. Rewards points are not earned on cashback transactions to your account. |
ANZ Frequent Flyer Credit Card
 |  | 19.49% | Starting from $1,000 | No | N/A | 20.74% | N/A | 19.49% | No |  |
The ANZ Frequent Flyer gives you all the benefits of two credit cards rolled into one credit card account. You can turn your everyday purchase and those occasional big purchase items into Quantas Frequent Flyer points. The Quantas Frequent Flyer points you earn are automatically credited to your Quantas Frequent Flyer account each month. DETAIL INFORMATION >> | ServicesServices1. make it easier for you, your credit limit stays the same and is shared across your ANZ Frequent Flyer American Express and ANZ Frequent Flyer Visa. Transactions on either card will contribute towards your outstanding balance.
AdvantagesAdvantages1. One Statement, One Credit Limit, One Total Annual Fee
2. Uncapped Qantas Frequent Flyer points earning.
3. You could maximise your Qantas Frequent Flyer points1 earning when using your ANZ Frequent Flyer American Express credit card.
4. Continue to see your points grow with the convenience of 29 million locations worldwide when using your ANZ Frequent Flyer Visa credit card. DisadvantagesDisadvantages1. Total annual fee is $95
2. For additional cardholders an Additional Cardholder Fee of $10 and Rewards Program services fee of $55 apply per additional cardholder on the account |
Suncorp Bank Clear Options Platinum
 |  | 19.99% | Up to $30,000 | Yes | Yes | 19.99% | 3.9% | 19.99% | No |  |
The Suncorp Clear Options Platinum Credit Card offers you exclusive privileges and an extensive choice of rewards. This card is suitable for you if you would like to save on interest by consolidating your debts to one easy to manage account with a low promotional balance transfer rate of 3.9% for the life of the balance transferred. DETAIL INFORMATION >> | ServicesServices1. Minimum Income Requirement $50,000 p.a.
2. Minimum Age 18
3. Additional Cardholders Up to 4
4. Additional Cardholder Minimum Age 16
5. Internet and phone banking AdvantagesAdvantages1. Personal 24 Hour Concierge Service
2. Complimentary Rewards Program
3. The option of earning Qantas Frequent Flyer points
4. Privileges and special offers
5. Complimentary Purchase Cover Insurance DisadvantagesDisadvantages1. Annual Fee $205
2. Additional Card Annual Fee $15 |
Aussie MasterCard
 |  | 12.79% | $1,000 - $15,000 | No | N/A | Dependent on offer | Dependent on offer | 12.79% | No |  |
The Aussie Mastercard gives you the option to choose from four different offers for an even better deal suited to you. You can choose to get your credit under control, make the most of their lowest rate, save $49 on your annual account fee or for the first nine months just pay 4.99% on purchases. The choice is yours! DETAIL INFORMATION >> | ServicesServices1. Four different offers to choose from for an even better deal to get you started
Offer 1
For the first 12 months pay just 3.99%p.a. on balance transfers², a more manageable way to repay credit card and store card debts
Offer 2
For the first nine months, you’ll pay just 4.99%p.a. on purchases3 made on your Aussie MasterCard. Now that’s affordable.
Offer 3
Get our lowest rate for the first six months: you’ll pay just 2.99%p.a on both credit card balance transfers and purchases
Offer 4
That’s a saving of $49. If you pay off your card balance in full every month, this deal could be the biggest money-saver for you. AdvantagesAdvantages1. A low ongoing interest rate on purchases, currently 12.79%p.a.
2. Up to 55 days interest-free credit on purchases
3. A low annual fee of only $49.
4. 24/7 online account access or over the phone.
5. Fraud protection – and the confidence of knowing we’ll call you if we spot any suspicious use of your credit card.
6. Four special offers so that you can choose the one that suits you best. DisadvantagesDisadvantages1. Annual fee of $49
2. You must have a good credit rating be approved. |
ANZ Rewards Credit Card
 |  | 19.49% | From $1,000 | Yes | N/A | 20.74% | 0.00% | 19.49% | No |  |
The ANZ Rewards Card give you the benefits of one shared account, one total annual fee, one monthly statement and one credit limit for two credit cards. The new ANZ Rewards American Express card works in conjunction with your ANZ rewards Visa card to help you earn the maximum Reward Points on this account. DETAIL INFORMATION >> | ServicesServices1. Earn 2 Reward Points for every $1 spent on purchases using the ANZ Rewards American Express card.
2. Earn 1.5 Reward Points for every $1 spent on purchases using your ANZ Rewards Visa card. AdvantagesAdvantages1. Two cards. One account
2. Redeem for hundreds of different rewards
3. Earn Double Reward Points on purchases for the first 3 months if you apply by 1 June 2010 DisadvantagesDisadvantages1. Annual fee of $89
2. For additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 apply per additional cardholder on the account. |
ANZ Gold Card
 |  | 18.99% | Ask on application | Yes | N/A | 20.74% | 7.99% | 18.99% | No |  |
The ANZ Gold Card allows you to enjoy two tiers of insurance protection, overseas travel and medical insurance and 90-day purchase security insurance. This card is suitable for you if you wish to transfer balances with a low balance transfer rate of 7.99% for the first 6 months and have 24/7 Falcon around the clock monitoring for suspicious transactions on your card. DETAIL INFORMATION >> | ServicesServicesANZ Car Rental Cover at no additional charge AdvantagesAdvantages1. Enjoy the benefits of a gold card with two types of insurance protection
2. Transfer balances with a low balance transfer rate of 7.99% p.a. for the first 6 months
3. Have 24/7 Falcon™ around the clock monitoring for suspicious transactions on your ANZ Gold card. DisadvantagesDisadvantages1. Minimum income $50,000
2. Annual account fee $87 3. The balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 6 months from the date the card is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases. |