Debt Management

Facing up to debt problems can seem like a scary task, but once you take the first steps and seek debt help you'll find that the situation becomes much less stressful. You can apply for a Formal or Informal Debt Agreement by using a good Debt Management company which will work out a debt management plan on your behalf. They offer to mediate between you and the people you owe money to – making the process much easier and smoother.

Credit Report        Debt Management Information

You MUST apply through this site to guarantee any rate, spread, fee or margin listed

Depending on the level of your debts (and how many people/companies you owe money to), your Debt Management Plan specialist will be able to work out which route is best for you and offer informative help. Your payments are usually gathered into one monthly payment, while any interest is frozen. This makes it much easier and less expensive to pay off your debts. Your debt collectors will not be calling anymore and you can look forward to a debt-free future!

Need Help? If you would like further information and wish to speak to someone: Contact Us >>
Enquiry Line: +61 (0) 2 91916575

COMPANYDEBT OPTIONSMIN DEBTMIN MONTHLY REPAYMENTID REQUIREDRESTRICTIONSSUITABLEMORE INFO
Fox Symes Debt Solutions
Fox Symes Debt Solutions		Debt Solutions$10,0002% Of BalancePersonal details and volume of unsecured debt.For residents of Australia onlyDebt greater than $10,000Fox Symes Debt Solutions
Fox Symes provide you with a free 10 minute over-the-phone debt analysis and find out the best way to eliminate your debts with a debt management plan by filling in the enquiry form. They claim to be one of Australia’s leading debt relief companies and have featured on both Today Tonight and A Current Affair.
DETAIL INFORMATION >>		Terms

Terms

If you are employed and have debts greater than $10,000


Services

Services

Free, no obligation service


Advantages

Advantages

1. Reduce your monthly mortgage or credit card repayments,
2. Reduce your interest rate so you pay the least amount possible,
3. Not have to worry so much when the credit card bills arrive each month,
4. Eliminate your credit card debt


Disadvantages

Disadvantages

1. The website has limited information available regarding fees and rates.

Debt Negotiators
Debt Negotiators		Debt Consolidation/Debt Agreement/Mortgage Refinance.$10,000Affordable installmentsInitially unsecured loan details and personal details.
You must have an after tax income of less than $63,363.30 per annum and unsecured debts of less than $84,484.40.
 
Easy and affordable payment arrangement with creditorsDebt Negotiators
Debt Negotiators provide confidential, impartial, judgement-free consultation and advice on how to best consolidate debt. The Debt Negotiators team is committed to finding a practical and affordable debt solution, helping people achieve a debt free lifestyle and regaining control of their debt.
DETAIL INFORMATION >>		Terms

Terms

You must have an after tax income of less than $67,744.95 per annum;


Services

Services

1. Complete a Comprehensive Budget
2. Provide you with all the information on the Debt Agreement option
3. Talk to your creditors and prepare documents for you
4. Lodged the Debt Agreements to ITSA


Advantages

Advantages

1. Easy Payment Plan Options.
2. Practical and Affordable Solutions.
3. Mortgage and Finance Specialists.
4. All Debt Agreements are based on affordability with payments structured either weekly fortnightly or monthly based on your personal budget


Disadvantages

Disadvantages

1. Terms and conditions of debt agreements are always at the discretion of your creditors.
2. By doing a Debt Agreement you commit an act of bankruptcy.
3. You will have to pay an up-front fee before the Debt Agreement is accepted for processing.
4. There is also an administration fee included in your minimum monthly payments.

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