Cash Doctors
.gif) | Lender | Ask on application | $600.00 | ViewTermsYou must earn a minimum of $350 per week net (after tax), you must be in full or part time (receiving holiday and sick pay)employment and you have been employed for at least 3 months. | For occasional, urgent and short-term cash needs. | Name, address, phone numbers, employer and income |  |
Cash Doctors gives you instant cash relief of up to $600 within 60 minutes. It is easy to apply online for one of these payday loans and only takes 5 minutes. Your first cash advance costs just 1 cent but after that a $45.00 fee applies. After this it is $30.00 a week for each week you have an outstanding balance.
DETAIL INFORMATION >> | ServicesServices1. Apply online - this only takes 5 minutes.
2. Instant cash relief.
RestrictionsRestrictions1. Cash advances run for no more than 42 days.
AdvantagesAdvantages1. Fast payment - within 60 minutes for new clients and costs just 1 cent. This includes a free debit card.
2. Members are paid 24/7 in seconds.
3. Repayment is hassle free - coming out of your bank account automatically on your next payday.
4. No paperwork or face to face meetings.
5. The team is available on the phone and live online help.
DisadvantagesDisadvantages1. Each time you take a cash advance of any amount, a $45 fee applies.
2. Then it is $30 a week for each week you have an outstanding balance |
Cash 2 Go
 | Lender | 556.125% | $200 - $1000 | ViewTermsYou must be over the age of 18 years old, employed and take home more than $1,000 a month and have a bank account. | For Emergency Cash Needs | Name, address, phone numbers, employer and income | |
Need cash today? Cash 2 Go to offer instant cash loans against your next pay cheque. Their "5 minute" online application process makes a decision for your payday loans quickly, and sends you a loan contract that you can sign electronically so that the money can be deposited into your account on the same day. Then once you have an account with them you can use it time and time again.
DETAIL INFORMATION >> | ServicesServices1. Short term loans
2. Acceptable for those with Bad Credit.
RestrictionsRestrictions1. Over 18 years old
2. Employed either full or part-time
3. Take home more than $1,000 a month
4. Have a bank account
AdvantagesAdvantages1. Same day cash loans
2. Bad Credit not a problem
3. No securit necessary
4. Instant decision
DisadvantagesDisadvantages1. Up to $1000 only
2. Over 18s only |
Purple Payday Loan
 | Broker | 1355% | Up to $1,500 | ViewTermsYou must be 18 or over, in full time employment earning $1500 per month or more. | Emergency cash needs | You will need a bank account that accepts direct debits and they are required to prove your identity | |
Purple Payday offers you fast and simple payday loans of up to $1,500 which are usually taken over a period of less than 31 days. The application process is completely online and Purple Payday accept a greater percentage of applicants than any other Payday loans companies.
DETAIL INFORMATION >> | ServicesServicesPayday Loan Services
RestrictionsRestrictionsYou must be over the age of 18 years old and earning over $1,500 per month.
AdvantagesAdvantages1. Fast application
2. Confidential
3. Nothing to fax
4. No hidden charges
5. Same day money
6. Friendly reliable service.
DisadvantagesDisadvantages1. They charge $25 for every $100 you borrow.
2. High APR.
3. You have to earn $1,500. |
Oz Loan Source
 | Lender | Ask on application (Between 10%-25%) | $100-$1,500 | ViewTermsYou must be over the age of 18, with an income. | For all those persons who need a short term cash fix, who are over the age of 18 and who have an active bank account and an income. | Passport details, driving license details, personal and financial information. | |
A payday loan is essentially here to help you through a tough and short-term financial period in which you need a lower-end cash loan. Oz Loan Source, a specialist payday loans company want to get you that cash advance you so desperately need. They do this by asking as little questions as possible and providing you with your loan with as little fuss as possible.
DETAIL INFORMATION >> | ServicesServicesA great, online application service which means you can do all your applying from the comfort of your own home.
RestrictionsRestrictions1.You must be an Australian citizen.
2.You must be over the age of 18.
3.You must have an active bank account.
4.You must have a steady income.
AdvantagesAdvantages1.You can apply in a few minutes online.
2.You do not need to send in any physical documents.
3.The money will be distributed into your bank account,normally on the same day.
4.You pay the whole loan back within 30 days so there are no long term repayments.
5.You will be considered for a loan even if your income is provided by the state.
6.People with bad credit ratings are still considered for loans as the checks are made on your present ability to pay back the loan, rather than your past credit history.
DisadvantagesDisadvantages1.You will not get this loan if you do not hold an active bank account.
2.You will not be accepted for a payday loan if you do not have a regular and steady income, whether from being employed or from the state.
3.You cannot apply for a payday loan if you are already paying off another one.
4.A payday loan is not given to you if you are using your overdraft to pay for one. |
Dollars Direct
 | Broker | Ask on application | Up to $2,000 | ViewTermsYou must be currently employed for over a month, be at least 18 years old and have an active bank account. | For occasional, urgent and short-term cash needs | Driving licence number and Passport number | |
DollarsDirect is dedicated to providing you with a reliable solution to meet your immediate money needs. As a finance broker, they use their panel of lenders to find appropriate online cash advances that are a quick and easy solution for covering emergency money needs. You can complete the simple, hassle-free online application form in minutes and if approved by 2:30pm Sydney time Monday – Friday, you may qualify for same-day funding. Use promo code CMCASH to save 20% on the broker fee.
DETAIL INFORMATION >> | ServicesServices1. The maximum loan amount for Australian residents will be $2,000.
2. Your loan will be due on your next payday that falls between eight and 40 days away. If your pay dates fall outside of this range, your loan will be due in 14 days.
RestrictionsRestrictions1. You must have an active bank account
2. You must be currently employed for over a month
3. You must be a current resident of Australia.
4. You must be at least 18 years of age
AdvantagesAdvantages1. Same-day funding may be available.
2. Borrow up to $2,000 from the comfort of your home.
3. Online application takes just minutes to complete.
4. Exclusive Preferred Member program.
5. Earn $50 by referring a friend.
DisadvantagesDisadvantages1. DollarsDirect charges you $25 per $100 borrowed.
2. Lenders typically charge interest of up to 24.00% per annum.
3. Short-term loans should be used for short-term financial needs only, not as a long-term financial solution. |
Loans Pronto
 | Lender | From 360% | $200 - $1000 | ViewTermsYou must be over the age of 18 years old, employed and take home more than $1,000 a month and have a bank account. | Instant cash needs | Name, address, phone numbers, employer and income | |
If you need an instant cash loan for whatever reason, Loans Pronto can help! Many people find themselves short of cash near the end of the month, if you need a solution for short term cash flow problems then apply online for a payday loan. Receive an immediate lending decision when you apply.
DETAIL INFORMATION >> | ServicesServicesOnly ever have one short-term loan at any one time.
RestrictionsRestrictions1. Over 18 years old
2. Employed either full or part-time
3. Take home more than $1,000 a month
4. Have a bank account
AdvantagesAdvantages1. Same Day Cash Loans
2. Bad Credit OK
3. No Security Needed
4. Instant Decision!
DisadvantagesDisadvantages1. Conditions Apply
2. Charge a flat rate of $33 for each $100 borrowed. |
Ferratum Australia Limited
 | Lender | 35% fee for 30 days 28% fee for 15 days | Up to $700 | ViewTermsYou must be over the age of 18 years old to apply. | This is suitable for everyone who is short of cash. | You must have a medicare card to apply. | |
Ferratum is a leading lender of cash loans & payday loans. Ferratum offer a short term solution to a range of financial emergencies. A quick cash loan from Ferratum is a short term loan of between $100 - $700 repayable over a short period ranging from 7 - 30 days. For a limited period of time, all first time customers who have been approved of their payday loan & cash loan will go in to a draw to win $250 Westfield Voucher!
DETAIL INFORMATION >> | ServicesServicesShort term, unsecured easy, simple, quick and fast cash loans, payday loans & Text Loans
RestrictionsRestrictionsYou must be over 18 to apply.
AdvantagesAdvantages1. We provide same day cleared funds till 4:30 pm to all customers. Only when first time customers apply for an amount of $100 with a term between 7~15 days is paid over night.
2.Application process for first time customer is very simple and takes only few minutes to fill up. We also provide the “Text a loan” service, where our existing customers can send a very simple text message via their mobile phone to apply for their new loan.
3.We disclose everything in our website; the interest rates, the repayable amounts and any small detail that customers that may want to know regarding to our services.
DisadvantagesDisadvantages1.Maximum loan amount $700
2.Currently unavailable in Queensland and New South Wales |
Payday Mate
 | Lender | Ask on application | Up to $1,500 | ViewTermsBorrow $100 and return $129.98 in 15 days. | For those looking for a Payday Loan. | Identification necessary | |
High Acceptance Rate. Get up to $1500! There is no better solution to your urgent financial needs. PaydayMate.com.au is the leader in providing simple, straightforward and reliable payday loans. We maintain the highest standard in responsible lending practices. We are upfront about the cost of our cash advances and there are no hidden fees. Apply today.
DETAIL INFORMATION >> | ServicesServicesThe highest standard in responsible lending practices
RestrictionsRestrictionsPayday Mate do not accept the following sources of income:
1. Disability
2. Pension
3. Self Employed
4. Unemployed
5. Social Security
6. Temp Agency
They also reject the following states:
1. ACT
2. Western Australia.
3. New South Wales (NSW)
AdvantagesAdvantages1. PaydayMate.com.au has most competitive pricing and is upfront about its fees and everything associated with getting the money to you and how to pay it back. Money can be received the same day.
2. At PaydayMate.com.au we take the utmost pride in ensuring your information is always keptconfidential. PaydayMate.com.auhas customer service representatives available to answer any questions or concerns throughout the entire loan process.
3. Quick turnaround period.
DisadvantagesDisadvantages1. You must be at least 18 years of age or older
2. Cannot issue a new loan unless your current loan is paid in full |
Payday Plus
 | Broker | Varies | $200 - $1000 | ViewTermsIf you are over 18 years old, employed, have a bank account and earn over $1,000 a month you could qualify for a payday loan. | You must earn over $1,000 | Name, address, phone numbers, employer and income | |
Apply online for a Payday Plus same day cash loan and receive up to $1000 paid into your bank account today. Receive an instant decision and use the cash for whatever reason you want. If you need some fast cash for any reason – apply online.
DETAIL INFORMATION >> | ServicesServicesApply online and get an immediate lending decision
RestrictionsRestrictions1. You must be over the age of 18 years old
2. You must be employed
3. You must have a bank account and earn over $1,000 a month
AdvantagesAdvantages1. Get cash loans up to $1,000
2. Approved in minutes!
3. Bad credit OK
4. 100% Online!
DisadvantagesDisadvantages1. Maximum funded amount of loan depends on lender's qualification criteria.
2. Direct Debit Collection Fee – $0.99
3. Missed or late payment fee – $35
4. Direct Debit Failure Fee – $35
5. Default Letter – $10
6. Re-schedule payment fee – $25
7. Arrears Management Fee – $50 |
Cash Now
 | Broker | Varies | $1500 | ViewTermsYou must have a bank account that accepts direct debit, you must be at least 18 years old, you must be employed and receive a regular income | For occasional, urgent and short-term cash needs | Name, address, phone numbers, employer and income | |
Cash Now is an online loan matching service. We match people looking for a lender and lenders looking for customers to come together. Our panel of lenders offers short term loans up to $1500. We have agreements with select payday loan lenders, in which we attempt to match you (based on the information you provide) with a lender willing to loan you money. If you are approved by one of our lenders, the funds may be wired to your bank account the same day you apply.
DETAIL INFORMATION >> | ServicesServices1. 1 Application, Multiple Lenders
2. Apply Online – 5 Minute Application
RestrictionsRestrictionsAustralia Only
AdvantagesAdvantages1. 1 Application, Multiple Lenders
2. Quick Approval
3. Same Day Cash in Your Account (if approved by one of our lenders)
4. No paperwork or face to face meetings.
DisadvantagesDisadvantages1. Average first time payday loan amount varies between $185 to $200.
2. Payday loans are not a solution for long term financial problems.
3. Loan fees and charges are dependent upon which loan provider you are matched with and the amount of the loan. |
PayDay Finder
 | Broker | Dependent on loan provider | Up to $1,000 | ViewTermsYou must be at least 18 years old, an Australian resident, employed and have a checking/savings account. | For people who don't have credit cards or savings accounts | Your details, contact information and employer information | |
PayDay Finder provides you with cash you need for overdue bills, emergency repairs and late rent or car payments. Once approved, your payday loan can be deposit straight into your account in 24 hours or less. To qualify you must be 18 years of age, an Australian resident and have a checking/savings account.
DETAIL INFORMATION >> | ServicesServices1. Emergency Cash For Any Purpose
2. Quick, Easy, & Confidential
3. Hassle Free Process
4. Free to Apply
RestrictionsRestrictions1. You must be 18 years of age
2. You must be an Australian resident
3. You must be employed
4. You must have a checking/savings account
AdvantagesAdvantages1. Get up to $1000 Approved Instantly.
2. Apply in Minutes, Cash in 24 Hours
3. Free to Apply, No Obligation
4. All Applications Accepted
5. Poor Credit, No Worries
DisadvantagesDisadvantages1. Short-term loans should be used for short-term financial needs only, not as a long-term financial solution.
2. You have to apply to find out fees. |
Payday Gold
 | Broker | 2096.46% | $100-$1500 | ViewTermsYou must be 18 years old, live in Australia, be regularly employed and have a current and valid account | For occasional, urgent and short-term cash needs | Personal, employment, contact and bank information | |
Payday Gold provides payday loans up to $1,500. You can easily apply online and as soon as you are approved, cash will be deposited directly into your bank account. Your loan will need to be repayable on your next payday up to 15 days away. Payday Gold loans are especially useful for those with poor credit or those who do not wish to undertake a formal and lengthy loan agreement with a bank.
DETAIL INFORMATION >> | ServicesServices1. Payday Loans
2. Online application.
3. Automated reminder email two days prior to their repayment date.
RestrictionsRestrictions1. You must be 18 years of age
2. You must live in Australia
3. You must be regularly employed
4. You must have a current & valid account
AdvantagesAdvantages1. Simple Online Application
2. Funds Wired in 24 Hours
3. Instant Approval
4. No Hidden Fees
5. No Credit Checks
6. Improve Your Credit Score
DisadvantagesDisadvantages1. Our trusted lender will charge a flat fee of $29.98 for each $100 you borrow. |
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