| Lender | 35% | $100 - $1000 | 1 week | 1 month |  IdentificationYou must have a medicare card to apply. |  SuitableThis is suitable for everyone who is short of cash |  TermsYou must be over the age of 18 years old to apply. |  RestrictionsYou must be over 18 to apply. |  |
| Payday247 is operated from Perth and provides payday loans and cash loans to Australians. They aim to be the leading payday and cash loan provider in Australia. Today, they are widely trusted by their customers and business partners due to their reliable services, their professional and ethical behaviour as well as quick responses to customers’ borrowing needs. Emergency cash available 24/7 is the core of their business. They want to offer the easiest application, fastest services and highest confidentiality at all times, to every consumer and everywhere. Borrow up to $1000 in no time. Payday 247 have a really simple application form and you could be accepted within 15 minutes. DETAIL INFORMATION >> | ServicesServicesThis is a fast and efficient payday loan service
AdvantagesAdvantages1. Fast application process
2. Borrow up to $1000
3. Mobile loans available
DisadvantagesDisadvantagesUp to $1000 only. |
| Lender | Ask on Application | $200 - $1000 | 16 days | 31 days | IdentificationName, address, phone numbers, employer and income | SuitableFor Emergency Cash Needs | TermsYou must be over the age of 18 years old, employed and take home more than $1,500 a month and have a bank account. | Restrictions1. Over 18 years old
2. Employed either full or part-time
3. Take home more than $1,500 a month
4. Have a bank account | |
| Need cash today? If you have a short term financial need; Cash 2 Go offer a quick, easy and convenient way to fix it. Cash 2 Go to offer instant cash loans against your next pay cheque. They specialise in making your life easier with a simple application form; an efficient process; and payments directly to your bank account. Their "5 minute" online application process makes a decision for your payday loans quickly, and sends you a loan contract that you can sign electronically so that the money can be deposited into your account on the same day. Then once you have an account with them you can use it time and time again. Please note:Short term loans can be expensive and may not solve your money problems. There may be cheaper borrowing options and/or other assistance available to you. For example, if you are on Government benefits, ask if you can receive an advance from Centrelink. DETAIL INFORMATION >> | ServicesServices1. Short term loans
2. Acceptable for those with Bad Credit.
AdvantagesAdvantages1. Same day cash loans
2. Bad Credit not a problem
3. No security necessary
4. Instant decision
DisadvantagesDisadvantages1. Up to $1000 only
2. Over 18s only |
| Lender | 40% for 30 days | Up to $1000 | 1 week | 1 month | IdentificationYou must have a medicare card to apply. | SuitableThis is suitable for everyone who is short of cash. | TermsYou must be over the age of 18 years old to apply. | RestrictionsYou must be over 18 to apply. | |
| Ferratum is a leading lender of cash loans & payday loans. Ferratum offer a short term solution to a range of financial emergencies. A quick cash loan from Ferratum is a short term loan of between $100 - $1000 repayable over a short period ranging from 7 - 45 days. Repayments are made via Direct Debit. Applications are initially processed electronically to save time, making Ferratum more simple and easy to use than some others. We will tell you upfront what the full cost of your micro cash loan will be. There are no hidden charges. Applying for a loan is simple with our easy online and SMS application process. DETAIL INFORMATION >> | ServicesServicesShort term, unsecured easy, simple, quick and fast cash loans, payday loans & Text Loans
AdvantagesAdvantages1. We provide same day cleared funds till 4:30 pm to all customers. Only when first time customers apply for an amount of $100 with a term between 7~15 days is paid over night.
2.Application process for first time customer is very simple and takes only few minutes to fill up. We also provide the “Text a loan” service, where our existing customers can send a very simple text message via their mobile phone to apply for their new loan.
3.We disclose everything in our website; the interest rates, the repayable amounts and any small detail that customers that may want to know regarding to our services.
DisadvantagesDisadvantages1.Maximum loan amount $1000
2.Currently unavailable in Queensland and New South Wales |
| Lender | Ask on application | $600.00 | Next payday | 45 days | IdentificationName, address, phone numbers, employment status and income | SuitableFor occasional, urgent and short-term cash needs. | TermsYou need to be employed full-time or part-time — so if your primary source of income is Centrelink benefits, you won’t be eligible to borrow from Nimble. | RestrictionsThey carry out a credit check as part of our assessment of your first application. | |
| Why thousands of people choose Nimble? It's a totally new way of borrowing money. They have figured out a neat way to give you an instant decision as soon as you finish filling out the 5 minute, online application form. Their smart technology does all the hard work so you don’t have to wait in queues, provide a bunch of paperwork, or attend those painful face-to-face meetings. No waiting around. No hassles. Just an instant decision. Nimble is completely different from old-school lenders. It’s for borrowing small amounts of money for a short time — up to 45 days. You can see the full costs upfront, before you apply. There are no sneaky, hidden fees to worry about. DETAIL INFORMATION >> | ServicesServices1. Apply online - this only takes 5 minutes.
AdvantagesAdvantages1. Apply now and get an instant decision - with your money transferred within 60 minutes. They are the fastest in Australia.
2. No paperwork or fax machines - Nimble are totally hassle-free.
3. Smarter than a credit card - Nimble's smart little loans are for a maximum of 45 days. Unlike a credit card, they won't make you borrow more than you need, putting you into long-term debt. 4. First loan costs only 1c - Repay only 1 cent more than you borrow. For example, if you borrow $300, you repay $300.01.
5. If you need help, their award winning Customer Care team is just a phone call away. They are also ready on email, live chat, Facebook, and SMS.
DisadvantagesDisadvantages1. You may not be eligible for the full $600 if you are a first time borrower
2. Credit checks apply |
| Lender | Ask on application (Between 10%-25%) | $100-$1,500 | 1 days | 30 days | IdentificationPassport details, driving license details, personal and financial information. | SuitableFor all those persons who need a short term cash fix, who are over the age of 18 and who have an active bank account and an income. | TermsYou must be over the age of 18, with an income. | Restrictions1.You must be an Australian citizen.
2.You must be over the age of 18.
3.You must have an active bank account.
4.You must have a steady income. | |
| A payday loan is essentially here to help you through a tough and short-term financial period in which you need a lower-end cash loan. Oz Loan Source, a specialist payday loans company want to get you that cash advance you so desperately need. They do this by asking as little questions as possible and providing you with your loan with as little fuss as possible. OZLoanSource.com is your link to fast cash before your next payday. Their mission is to fulfil your need for cash in a timely, efficient manor which is easy and convenient for you to use when you need it most by matching you with a lender that best fits your needs. No long waiting time and no worries. DETAIL INFORMATION >> | ServicesServicesA great, online application service which means you can do all your applying from the comfort of your own home.
AdvantagesAdvantages1.You can apply in a few minutes online.
2.You do not need to send in any physical documents.
3.The money will be distributed into your bank account,normally on the same day.
4.You pay the whole loan back within 30 days so there are no long term repayments.
5.You will be considered for a loan even if your income is provided by the state.
6.People with bad credit ratings are still considered for loans as the checks are made on your present ability to pay back the loan, rather than your past credit history.
DisadvantagesDisadvantages1.You will not get this loan if you do not hold an active bank account.
2.You will not be accepted for a payday loan if you do not have a regular and steady income, whether from being employed or from the state.
3.You cannot apply for a payday loan if you are already paying off another one.
4.A payday loan is not given to you if you are using your overdraft to pay for one. |
| Lender | Ask on application | Up to $1,500 | 7 Day | 15 Days | IdentificationIdentification necessary | SuitableFor those looking for a Payday Loan. | TermsBorrow $100 and return $129.98 in 15 days. | RestrictionsPayday Mate do not accept the following sources of income:
1. Disability
2. Pension
3. Self Employed
4. Unemployed
5. Social Security
6. Temp Agency
They also reject the following states:
1. ACT
2. Western Australia.
3. New South Wales (NSW) | |
| A payday loan is a small, short-term loan that is intended to cover a borrower's expenses until his or her next payday. With Paydaymate.com.au there is a High Acceptance Rate and you could get up to $1500! You can borrow up to $300 for your first loan. There is no better solution to your urgent financial needs. PaydayMate.com.au is the leader in providing simple, straightforward and reliable payday loans. They maintain the highest standard in responsible lending practices. Receiving a loan with PaydayMate.com.au is easy and convenient. They are upfront about the cost of our cash advances and there are no hidden fees. Apply today. DETAIL INFORMATION >> | ServicesServicesThe highest standard in responsible lending practices
AdvantagesAdvantages1. PaydayMate.com.au has most competitive pricing and is upfront about its fees and everything associated with getting the money to you and how to pay it back. Money can be received the same day.
2. At PaydayMate.com.au we take the utmost pride in ensuring your information is always keptconfidential. PaydayMate.com.auhas customer service representatives available to answer any questions or concerns throughout the entire loan process.
3. Quick turnaround period.
DisadvantagesDisadvantages1. You must be at least 18 years of age or older
2. Cannot issue a new loan unless your current loan is paid in full |
| Broker | Varies | $1500 | 5 days | 31 Days | IdentificationName, address, phone numbers, employer and income | SuitableFor occasional, urgent and short-term cash needs | TermsYou must have a bank account that accepts direct debit, you must be at least 18 years old, you must be employed and receive a regular income | RestrictionsAustralia Only | |
| Cash Now is an online loan matching service. They match people looking for a lender and lenders looking for customers to come together. Their panel of lenders offers short term loans up to $1500. They have agreements with select payday loan lenders, in which they attempt to match you (based on the information you provide) with a lender willing to loan you money. If you are approved by one of our lenders, the funds may be wired to your bank account the same day you apply. Cash-Now.com.au is dedicated to offering the fastest and most hassle-free lending available. Our simple loan process is designed to get you the money you need, when you need it most. DETAIL INFORMATION >> | ServicesServices1. 1 Application, Multiple Lenders
2. Apply Online – 5 Minute Application
AdvantagesAdvantages1. 1 Application, Multiple Lenders
2. Quick Approval
3. Same Day Cash in Your Account (if approved by one of our lenders)
4. No paperwork or face to face meetings.
DisadvantagesDisadvantages1. Average first time payday loan amount varies between $185 to $200.
2. Payday loans are not a solution for long term financial problems.
3. Loan fees and charges are dependent upon which loan provider you are matched with and the amount of the loan. |
| Broker | Dependent on loan provider | Up to $1,000 | Your next payday | Your next payday | IdentificationYour details, contact information and employer information | SuitableFor people who don't have credit cards or savings accounts | TermsYou must be at least 18 years old, an Australian resident, employed and have a checking/savings account. | Restrictions1. You must be 18 years of age
2. You must be an Australian resident
3. You must be employed
4. You must have a checking/savings account | |
| A payday loan can give you the cash you need. Waiting on your next paycheck so you can pay overdue bills, take care of emergency repairs, or late rent or car payments? Stop the waiting and get the cash you need today. PayDay Finder provides you with cash you need for overdue bills, emergency repairs and late rent or car payments. They search through their extensive loan provider database to get you the approved loan you need. You save time by having them do the legwork for you! Once approved, your payday loan can be deposit straight into your account in 24 hours or less. To qualify you must be 18 years of age, an Australian resident and have a checking/savings account. DETAIL INFORMATION >> | ServicesServices1. Emergency Cash For Any Purpose
2. Quick, Easy, & Confidential
3. Hassle Free Process
4. Free to Apply
AdvantagesAdvantages1. Get up to $1000 Approved Instantly.
2. Apply in Minutes, Cash in 24 Hours
3. Free to Apply, No Obligation
4. All Applications Accepted
5. Poor Credit, No Worries
DisadvantagesDisadvantages1. Short-term loans should be used for short-term financial needs only, not as a long-term financial solution.
2. You have to apply to find out fees. |
Cash 2 Go Payday Loan
Cash Now Payday Loan
Dollars Direct Payday Loan
Ferratum Australia Limited Payday Loan
Loans Pronto Payday Loan
Nimble (Payday Loan Alternative) Payday Loan
NOW PayDay Payday Loan
Now Payday Payday Loan
Oz Loan Source Payday Loan
Payday 247 Payday Loan
Payday AU Payday Loan
Payday Cash Loan Payday Loan
PayDay Finder Payday Loan
Payday Gold Payday Loan
Payday Mate Payday Loan
Payday Plus Payday Loan
Purple Payday Loan Payday Loan
RedHouse Financial Payday Loan
