Virgin Saver
 | Virgin Saver | Savings Account | 5.85% | ask on application | Monthly | Online,Telephone | Ask on application | 18 years and over | Unlimited |  |
Apply now for your Virgin Saver Account and benefit from a variable introductory rate of 5.85% for the first 4 months. This account is secure by Government Guarantee and absolutely free, there are no fees at all. If you apply online you can start saving within ten minutes!
DETAIL INFORMATION >> | FeaturesFeaturesOnline saving account
Free Banking: Yes
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: No
Direct Debit: No
Overdraft Facility: No
Account Manager: No
ServicesServicesOnline and phone self service
Monthly eStatement
Telephone Contact 24/7
AdvantagesAdvantages1. Great rates
2. No fees
3. Unlimited access
4. Savings up to $1 million are covered
DisadvantagesDisadvantagesFees may apply to your nominated linked account |
HSBC Serious Saver
 | HSBC Serious Saver | Savings Account | 6.45% p.a (4 months) 5.25% p.a | 6.45% p.a (4 months) 5.25% p.a | Monthly | Online, Branch, Tel | $0.00 | You must be over the age of 18 years old | Online, Branch, Tel | |
HSBC Serious Saver is a high interest savings account that helps you resist the temptation to spend your savings by rewarding you with a great interest rate for every month you don't make a withdrawal.
DETAIL INFORMATION >> | FeaturesFeaturesNo minimum opening or ongoing balance required.
Free Banking: Yes
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: No
Direct Debit: No
Overdraft Facility: No
Account Manager: No
ServicesServicesEarn interest every month you don't make a withdrawal
AdvantagesAdvantages1. Enjoy an introductory variable rate of 6.45% for 4 months for balances up to $1,000,000.
2. No minimum opening or ongoing balance required.
3. Earn interest every month you don't make a withdrawal.
4. Link to an HSBC Day to Day Account or any other Australian bank account.
5. Transfer funds through your linked account via Internet, Mobile and Phone banking.
DisadvantagesDisadvantages1. There is no maximum balance, however interest will only be payable up to $1,000,000. |
USaver Reach
 | USaver Reach | Savings Account | 0.00% - 6.01% p.a. | 0.00% - 6.01% p.a. | Daily | Online, Post | $0.00 | Between the ages 18 and 29 years old | Linked account transfer | |
The USaver Reach is a simple new savings product, with a market-leading interest rate that is designed specifically for people aged 18 – 29 years old with less than $5000 to start their savings! There is no need to set up an automated savings plane and save a fixed amount every month to earn this great rate.
DETAIL INFORMATION >> | FeaturesFeaturesOne of the best interest rates on the market
Free Banking: Yes
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: No
Account Manager: No
ServicesServicesPerfect for you if you are between the ages 18 to 29 years old with less than $5000 to start your savings journey.
AdvantagesAdvantages1. One of the best interest rates on the market
2. Interest calculated daily and paid monthly
3. No fees
4. An Automatic Savings Plan option that makes regular contributions from another Australian bank account, meaning you can reach your savings goal faster
5. Access to your account anytime online
6. Speak to a real person when you want to via our Direct Banking Centre
7. The strength of NAB - one of Australia's longest established banks.
DisadvantagesDisadvantages1. You can not deposit cash into your account. |
St.George Power Saver Account
 | St.George Power Saver Account | Savings Account | 5.65% p.a. | 5.65% p.a. | Monthly | Branch, ATM, EFTPOS, Online, Tel, BPAY | $0.00 | Must be an Australian resident | Branch, ATM, EFTPOS, Online, Tel, BPAY | |
The St. George Power Saver Account offers you a high interest rate regardless of whether your balance is high or low. There is no monthly account service fee with this bank account and you can have full access to your money when you want via Internet and Phone Banking, St. George branches, ATM or EFTPOS.
DETAIL INFORMATION >> | FeaturesFeatures1. Earn a competitive rate of interest from the first dollar
2. Deposit at any St.George branch, Bank@Post™/electronic agencies
3. Immediate access to your money
4. $1 minimum account opening balance
Free Banking: Yes
Debit Card: Yes
Cheque Guarantee_Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: No
Account Manager: No
ServicesServicesReceive regular SMS and Email Alerts for withdrawals, deposits and balancesˆ
AdvantagesAdvantages1. No monthly account service fees
2. Immediate access to your money
3. Available for DIY super investment
4. Eligible for Government Guarantee
DisadvantagesDisadvantages1. Pay for the withdrawals you make via ATMs, EFTPOS and branches |
NAB iSaver Campaign
 | Savings Account | Savings Account | 5.40% p.a (4 months) 4.40% p.a. | 5.40% p.a (4 months) 4.40% p.a. | Monthly | Online/Phone | $0.00 | You must be over the age of 18 years old | Instant Access | |
Offering you 5.40% p.a, the NAB iSaver Campaign always gives you this high interest rate despite your account balance. You can open your high interest iSaver account with as little as $1. What's more, you get a completely free account keeping service. Open a NAB iSaver today and receive a fixed bonus interest rate of 1.00% pa. for four months, on top of the standard variable interest rate, currently 4.40% pa.
DETAIL INFORMATION >> | FeaturesFeaturesWithdraw/Pay-in anytime.
Free Banking: Yes
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: No
Direct Debit: Yes
Overdraft Facility: No
Account Manager: No
ServicesServicesThere is a 100% free account keeping service as well as free internet and phone banking services.
AdvantagesAdvantages1. Open a NAB iSaver today and receive a fixed bonus interest rate of 1.00% pa. for four months, on top of the standard variable interest rate, currently 4.40% pa.
2. No bank fees - no transaction or account keeping fees
3. Interest calculated daily and paid monthly on every dollar
4. Bonus interest for new accounts
5. No minimum or opening balance
6. Unlimited deposits and withdrawals without affecting your interest rate.
DisadvantagesDisadvantages1. Only available to those of you who live (have an address) in Australia.
2. Your NAB iSaver account can only be closed at a NAB branch.
3. Withdrawals can only be made from your NAB iSaver account by transferring funds to your eligible NAB account through NAB Internet Banking or NAB Telephone Banking. |
UBank USaver Online Savings
| UBank USaver | Savings Account | 5.41% p.a | 5.41% p.a | Monthly | Online, Branch | $0.00 | You must be over the age of 18 years old | OnlineTransfer | |
MoneyMagazines Best Online Savings Account 2010. Backed by NAB and government guaranteed. Open an account online now and earn a great interest rate of 5.41%p.a. Opening a USaver account online is easy. It only takes a few minutes and there’s no paperwork required.
DETAIL INFORMATION >> | FeaturesFeaturesSavings Buckets, create different accounts for each of your savings goals in just a few clicks
Free Banking: Yes
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: No
Account Manager: No
ServicesServicesThe flexibility to transfer funds to any Australian account with our 'Pay Anyone' feature
AdvantagesAdvantages1. No fees
2. No minimum investment amount and there’s no impact on your rate if you withdraw your funds, so you’re free to manage your money however you like
3. Helpful savings tools like Savings Buckets, Automatic Savings Plan and Goal Tracker
4. An Automatic Savings Plan option that makes regular contributions from another Australian bank account. Set up a monthly Automatic Savings Plan for $200 (or more) and receive a Savings Bonus of 0.50%p.a. for balances up to $200,000. To find out more visit ubank.com.au
DisadvantagesDisadvantages1. Specific details of eligibility for the account you are applying for or hold are provided in the Product Schedule |
St George Direct Saver Account
| Direct Saver Account | Savings Account | 6.15% p.a. | 6.15% p.a. | Monthly | Online, Tel | $0.00 | Australian Resident | Online, Tel | |
The St George Direct Saver Account is a high interest online savings account with no monthly account service fee and no transaction fee. Customers can earn a fixed bonus interest rate of 1.55% on top of the standard variable rate for four months on savings accounts opened before 30th June 2010.
DETAIL INFORMATION >> | FeaturesFeatures1. Eligible for Government Deposit Guarantee.
2. Link the Direct Saver account to your everyday banking account and move your money in and out as often as you like.
3. Interest calculated daily and paid monthly.
Free Banking: Yes
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: No
Direct Debit: No
Overdraft Facility: No
Account Manager: No
ServicesServices1. Deposit and withdraw funds as frequently as you need without incurring fees.
2. To access your money you need to link an everyday banking account to your Direct Saver. You can then access your money by making internet and phone.
3. You may deposit funds directly into your Account by electronic.transfer.
4. For applicants under the age of 13, you must ensure that a parent or legal guardian also completes the Authorised Users form
AdvantagesAdvantages1. No monthly fees.
2. Unlimited and fee-free Internet and Phone Banking transfers to and from your linked everyday banking account.
3. Convenient and secure 24/7 access to Internet and Phone Banking.
4. The interest is calculated daily and compounded monthly
5. Make regular deposits with an optional Automatic Savings Plan
6. Able to make additional contributions any time
DisadvantagesDisadvantages1. Fixed bonus rate of 1.55%p.a. is only for the first 4 months.
2. You may only withdraw an amount from your Account by transferring that amount to the Linked Account |
RaboDirect High Interest Savings Account
 | RaboDirect High Interest Savings Account | Savings Account | 6.01% p.a. (4 Months) | 6.01% p.a. (4 Months) | Monthly | Online Only | $0.00 | You must be over the age of 18 years old | Online Only | |
The RaboDirect high interest savings give you a special variable rate of 6.01% on balances up to $1 million. No fuss sign up. Open an account in minutes.
DETAIL INFORMATION >> | FeaturesFeaturesAccess to your savings 24 hours a day, 7 days a week
Free Banking: Yes
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: No
Direct Debit: No
Overdraft Facility: No
Account Manager: No
ServicesServicesRaboDirect savings accounts have no fees, no minimum balance and no minimum term.
AdvantagesAdvantages1. No fees, no minimum balance
2. No fuss sign up. Open an account in minutes.
3. No need to switch banks for your everyday banking
4. No fees, no minimum balance
DisadvantagesDisadvantages1. They do not accept cheque or cash deposits.
|
St.George SENSE
| St.George SENSE | Savings Account | 4.60% p.a. | 4.60% p.a. | Monthly | Online, ATM, Branches, EFTPOS, BPAY | $0.00 | You must be over the age of 18 years old | Online, ATM, Branches, EFTPOS, BPAY | |
The St George SENSE is a new way to budget and save. It has two accounts that work together, a SENSE Everyday transaction account for everyday banking and a SENSE savings account to help you save. It features easy-to-read, colour chart statements to help you see how you are spending and where you can save a bit extra.
DETAIL INFORMATION >> | FeaturesFeatures1. Earn a competitive rate of interest from the first dollar on your SENSE Savings Account
Unlimited St.George/Westpac/BankSA branded ATMs in Australia, EFTPOS, direct debit and Internet and Phone Banking transactions on your SENSE Everyday
2. Account for flat account service fee of $5 per month, waived when you deposit a minimum of $2,000 (like your salary) by the last business day of the month
3. Visa Debit Card available upon request on your SENSE Everyday Account
4. No minimum monthly balance required
5. 24/7 access to Internet and Phone Banking^
Free Banking: No
Debit Card: Yes
Cheque Guarantee_Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
ServicesServices1. Set savings targets.
2. Budgeting tools.
3. Innovation excellence
4. Round up feature.
AdvantagesAdvantages1. Easy-to-read, colour chart statements to help you see how you're spending and where you can save a bit extra.
2. Take the hassle out of saving with automatic transfers.
3. Reach your savings goals sooner through ‘top-ups’ and interest earnings.
4. Convenience of VISA Debit Card^ acceptance worldwide and online.
5. No monthly account service fee. Simply deposit at least $2000 a month (your salary, for example~) into your SENSE Everyday account
6. No minimum monthly balance required
DisadvantagesDisadvantages1. Flat monthly account service fee of $5 charged to the SENSE Everyday Account, waived when you deposit a minimum of $2,000 (like your salary) by the last business day of the month
2. To access funds held in the SENSE Savings Account, funds must be transferred to the SENSE Everyday Account first |
UBank Term Deposit
| UBank Term Deposit | Term Deposit | Varies. | Varies. | Maturity | No access until Maturity | $0.00 | You must be over the age of 18 years old. | No access until Maturity | |
A UBank Term Deposit gives you the security of a fixed rate. You can choose from a 1, 3, 4, 6, 9 or 12 month term and if you rollover your deposit amount (or more) at the end of your term, we'll reward you with a 0.10% p.a. Loyalty Bonus. You can also set up a UBank Term Deposit for your Self Managed Super Fund.
DETAIL INFORMATION >> | FeaturesFeaturesThe choice of a 1, 3, 4, 6, 9 or 12 month term
Free Banking: Yes
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: No
Direct Debit: No
Overdraft Facility: No
Account Manager: No
ServicesServicesYou can transfer you money in four ways.
USaver - simply transfer funds from your UBank USaver account using the UBank BSB number (082991) and your term deposit number.
BPAY - lets you transfer funds electronically by using a simple BPAY biller code and a unique customer reference number. Use these to make your deposit, and start earning interest immediately, all with no hassles, no waiting and no paperwork. You'll need to send your total funds in a single transfer. If your bank imposes a withdrawal limit - contact them directly to increase your daily limit.
Funds Transfer - simply transfer funds from any Australian bank account using the UBank BSB number (082991) and your term deposit number. Your bank may have some restrictions on your linked account, so please check with them.
Cheque - simply write us a cheque made payable to UBank or the account holder(s) with your application. You'll need to write your full name, address, date of birth and your account number on the reverse side of the cheque. Please note we can't accept a third party cheque for term deposits.
AdvantagesAdvantages1. A great interest rate
2. The choice of a 1, 3, 4, 6, 9 or 12 month term
3. The option of a Self Managed Super Fund
4. A 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
5. Instant interest, with the Turbo Deposit account opening process
6. A government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)
7. Access to a real person, anytime 24/7
DisadvantagesDisadvantages1. You must have at least $1,000 to open a UBank Term Deposit.
2. You can't add money during the term of your term deposit 3. If you withdrawn your term deposit early they may reduce the interest payable on your term deposit by a reasonable estimate of the costs to them, known as a Pre-payment Cost. |
St.George Term Deposit Account
| Term Deposit Account | Term Deposit | 5.40% | 5.40% | Monthly | Online, Tel | $0.00 | Min balance is $1,000 | Online | |
The St George Term Deposit gives you a guaranteed rate of return for the term of your investment with competitive interest rates. They offer a range of terms to suit your needs from 1 month to 5 years. You also have the ability to set up Term Deposit in business or DIP Super name.
DETAIL INFORMATION >> | FeaturesFeatures1. A range of terms to suit your needs from 1 month to 5 years
2. Competitive interest rates
Free Banking: Yes
Debit Card: No
Cheque Guarantee_Card: No
Standing Orders: No
Direct Debit: No
Overdraft Facility: No
Account Manager: No
ServicesServicesEnjoy the security of a guaranteed rate of return for the term of your investment
24 months: AER: < $5k - 4.80% p.a., >$5k - 5.30% p.a.
60 months: AER: < $5k - 5.40% p.a., >$5k - 5.90% p.a.
AdvantagesAdvantages1. A range of terms to suit your needs from 1 month to 5 years
2. Competitive interest rates
3. A guaranteed rate of return for the term of your investment
4. Ability to set up Term Deposit in business or DIY Super name
DisadvantagesDisadvantages1. Minimum balance is $1,000
2. Fees may be payable for other banking services you request.
3. The minimum amount that may be withdrawn when withdrawing only part of the balance of your Account is $2,000. |
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