Travel Insurance

Travel insurance is vital to many Australians. Whether you’re travelling within the country or going abroad, you’ll want to know that you are covered for a range of events – such as lost or stolen luggage, and illness or accident or anything else that could go wrong while you’re off on your travels.

You MUST apply through this site to guarantee any rate, spread, fee or margin listed

You can even find cover for things like cancelled travel tickets and anything which happens in an emergency situation. As there are many options available, make sure you take the time to compare them – look at what exactly is covered on each policy and how much it costs in fees and charges.

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COMPANYPOLICYCOSTEXCESSCOVERDESTINATIONDURATIONLIABILITYMEDICALEMERGENCYMORE INFO
1 Cover Direct Insurance
VariousDependent on PolicyDependent on PolicyType

Cover Type

Comprehensive/Essential/Basic


Level

Cover Level

Standard


Detail

Cover Detail

Travel Insurance
 
Plan A: Comprehensive
Plan B: Essentials
Plan C: Basics
Plan D: Domestic
Plan E: Frequent Traveller (International)
Plan F: Frequent Traveller (Domestic)
Plan G: Non-Residents (Incoming)
Plan H: Residents (Incoming)
 
Ski Insurance
 
Plan A: Overseas Ski Cover
Plan B: Australia Only Ski Cover
Plan C: Annual Multi-Trip Ski Cover

Worldwide: All destinationsUp to 12 months$5 millionUnlimitedUnlimitedApply for 1 Cover Direct Insurance
1Cover are long established, online travel insurance experts offering a wide range of options to suit all ages. This includes four levels of international travel insurance, single trip or annual travel insurance cover, budget family and group rates, tailored ski and snowboarding policies and cheap domestic cover for Australian residents.
DETAIL INFORMATION >>
Services

Services

1. See website for all policies


Restrictions

Restrictions

Any age, including over 70's cover


Advantages

Advantages

1. Only sell directly to the public
2. You can apply online or over the telephone
3. Save up to 50% on your travel insurance
4. If you pay using your credit card then it only takes 5 minutes to be covered.


Disadvantages

Disadvantages

1. You must read the policy document carefully to help you understand the different kinds of cover the policy offers. This will provide a clear idea of the actual worth of the insurance policy rather than simply going by price.
2. Some policies have an excess on some levels of cover. This can be removed for an additional $25 per adult travelling on the policy.
3. You may require extra cover for specific high value items

Downunder Worldwide Travel Insurance
VariousDependent on policy and circumstancesDependent on policyType

Cover Type

Backpacker/Comprehensive/Annual Frequent Traveller


Level

Cover Level

Essentials to Comprehensive


Detail

Cover Detail

Comprehensive
This travel insurance policy is ideal for those travellers, holiday makers, or even backpackers who want a higher level of cover then the Backpakers (International) Plan.
 
Backpackers
This Backpackers (International) Plan is good for the backpacker or traveller who wants reasonable levels of cover, including cover for their baggage should it get lost or stolen. This plan is provided at competitive rates for travellers or backpackers 65 years of age or under travelling abroad and is most popular with young travellers going overseas on a working holiday.
 
Annual Frequent Traveller
The Annual Frequent Traveller travel insurance policy is for anyone wanting to take multiple trips of no longer then 37 days for leisure travel or 90 days for business travel duration, over a 12 month period.

WorldwideUp to 12 monthsIncludedIncludedIncludedApply for Downunder Worldwide Travel Insurance
Downunder Worldwide Travel Insurance offers you great quality cheap travel insurance and van tour insurance since 1992. They offer travel insurance to travellers in Australia and New Zealand. The covers range from basic to highly comprehensive, with affordable policies aimed at backpackers and gap year students.
DETAIL INFORMATION >>
Services

Services

1. 5 different policy types, from Essentials cover right up to Comprehensive cover
2. Your traveller/backpacker policy is specifically designed for young people who are big on adventure. We automatically cover more than 60 hazardous activities at no extra cost
3. Unless your trip will be completed within 1 month of buying this insurance, you have the right to cancel your policy of insurance within 14 days from the date of issue or receipt of your policy terms and conditions, whichever is the later.


Restrictions

Restrictions

1. You must be under 45 at the date your insurance starts. Please note that if you are under 18 reduced cover will apply to certain sections of the policy
2. You must tell Downunder if you plan to take part in any Special Sport or activity as cover may not be available.


Advantages

Advantages

1. Overseas extension facility
2. Overseas application facility
3. 60 Adventure Sports
4. 14 Day Money Back Guarantee
5. A "no excess waiver"
6. 100% secure online purchasing
7. Overseas Work covered
8. You can eliminate the standard policy excesses simply by choosing to take out the very popular 'Excess Waiver.'


Disadvantages

Disadvantages

1. Please check full terms and conditions to see the limitations on cover
2. There are some situations which you are not covered for. These generally involve anything you already know about or that is caused by deliberate or careless acts on your part. Full details of these are given in the policy document

Columbus Direct
VariousDependent on policy and circumstancesDependent on policyType

Cover Type

International and Domestic


Level

Cover Level

Standard


Detail

Cover Detail

International policies offer cover for:
1. Medical and Other Expenses
2. Cancellation and Curtailment
3. Personal Baggage
4. Personal Money and Documents
5. Delayed Baggage
6. Missed Departure
7. Travel Delay
8 Personal Liability
9. Legal Expenses
10. Abandonment
11. Hijack
12. Catastrophe
13. Collision Damage Waiver Excess

WorldwideUp to 12 months$5 million$12.5 million$12.5 millionApply for Columbus Direct
Columbus Direct sells travel insurance directly to you rather than through a travel agent. They offer 24/7 global assistance and a claims service. Their travel insurance policies are underwritten by certain underwriters at Lloyd’s. As with any insurance there are certain conditions with which you must comply and there is no option to remove the excess.
DETAIL INFORMATION >>
Services

Services

1. Great customer service
2. 24/7 global assistance


Restrictions

Restrictions

You must be under 64 years old.


Advantages

Advantages

1. They offer policies for all types of trips.
2. The policies cover the standard things you'd expect from travel insurance including medical expenses, emergency repatriation, baggage, forced cancellation, money and tickets, personal accident, personal liability, missed departure, travel delay and more.
3. Cover levels will vary dependent on the type of policy you choose (eg. international or domestic, extra cover for winter sports etc.)
4. 24/7 Medical Emergency Assistance


Disadvantages

Disadvantages

1. No option to remove the excess.
2. There are cover limits in respect of each section of this insurance.
3. Some sections of this insurance claims will be subject to an excess