Travel Insurance

Travel insurance is vital to many Australians - whether you need travel insurance for travelling within the country or whether you are going abroad, you'll want to know that you are covered for a range of events – such as lost or stolen luggage, and illness or accident or anything else that could go wrong while you're off on your travels. All of the companies below are well established, well trusted companies so take your time when you compare travel insurance policies.

Insurance Information

You MUST apply through this site to guarantee any rate, spread, fee or margin listed

You can even find travel insurance cover for things like cancelled travel tickets and anything which happens in an emergency situation. As there are many insurance options available, make sure you take the time to look at all policies– look at what exactly is covered on each travel insurance policy and how much it costs in fees and charges.

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Enquiry Line: +61 (0) 2 91916575

COMPANYPOLICYCOSTEXCESSCOVERDESTINATIONDURATIONLIABILITYMEDICALEMERGENCYMORE INFO
iTrek
iTrek		iTrekFrom $22VariesType

Cover Type

Platinum, Gold, Silver, Bronze


Level

Cover Level

Every Budget


Detail

Cover Detail

You can select a Platinum, Gold, Silver or Bronze plan. Different plans have different types of benefits and different levels of cover.

Worldwide, Europe, Pacific, AsiaUp to 18 monthUp to $2,500,000UnlimitedIncludediTrek
itrek provide you with low cost travel insurance for every budget and cover. Policies start from only 1 week to 18 months and you will receive some of the lowest rates in Australia. There are four levels of cover available for all destinations.
DETAIL INFORMATION >>		Services

Services

Some of the lowest rates for travel insurance in Australia


Restrictions

Restrictions

You must be aged under 66 years at the date of departure for Your Trip


Advantages

Advantages

1. We have some of the lowest rates for travel insurance in Australia
2. Four different levels of cover available for all destinations
3. Cover for dependent children travelling with you on single or family policies at no extra cost
4. Friendly and efficient customer service
5. 24-hour emergency medical assistance line
6. Over 50 sports covered at no extra charge


Disadvantages

Disadvantages

1. You will have to pay an excess if you make a claim.
2. Check the terms and conditions for restrictions.

Columbus Direct Travel Insurance
Columbus Direct Travel Insurance		Travel InsuranceFrom $52$125 - $250Type

Cover Type

International and domestic


Level

Cover Level

Standard - Premier


Detail

Cover Detail

1. Medical and Other Expenses
2. Cancellation and Curtailment
3. Personal Baggage
4. Personal Money and Documents
5. Delayed Baggage
6. Missed Departure
7. Travel Delay
8. Personal Liability
9. Legal Expenses
10. Abandonment
11. Hijack
12. Catastrophe
13. Collision Damage Waiver Excess

Worldwide: All destinationsUp to 12 months$5 million$12.5 million$12.5 millionColumbus Direct Travel Insurance
A specialist in travel insurance, the Columbus Direct brand has been trusted around the world since 1988, providing low cost and specialist travel insurance. Their policies can provide cover for medical expenses, cancellation, personal baggage, money and documents, travel or baggage delay, personal liability, legal expenses, abandonment and more.
DETAIL INFORMATION >>		Services

Services

1. Great customer service
2. 24/7 global assistance


Restrictions

Restrictions

There is certain cover for pregnancy under this policy in respect of medical expenses, cancellation and curtailment costs. However there is no cover available under any section of the policy for a pregnancy where any of the following applies:
 
1. your trip extends beyond the 30th week of pregnancy;
2. where you are travelling against doctor’s advice;
3. complications exist with the pregnancy;
4. it is a multiple pregnancy;
5. and/or the pregnancy resulted from assisted reproductive programmes


Advantages

Advantages

1. Columbus Travel Insurance offers you low prices.
2. A fantastic customer service team are on hand to help you with any concerns or questions. 3. This travel insurer is underwritten by Lloyds.
4. Pay online or over the phone with a card, or via the post with a cheque.
5. Get an online travel insurance quote.
6. Different policies for different needs.
7. A reviews section-see what other Columbus users thought of the service.


Disadvantages

Disadvantages

1. Only available for those who are 84 and under.
2. No option to remove the excess.
2. You must read product disclosure statement to find out all details.

1 Cover Direct Insurance
1 Cover Direct Insurance		Travel InsuranceFrom $35.50$100Type

Cover Type

Overseas/Domestic/Multi Trip


Level

Cover Level

Comprehensive/Essential/Basic


Detail

Cover Detail

Travel Insurance
 
Plan A: Comprehensive
Plan B: Essentials
Plan C: Basics
Plan D: Domestic
Plan E: Frequent Traveller (International)
Plan F: Frequent Traveller (Domestic)
Plan G: Non-Residents (Incoming)
Plan H: Residents (Incoming)
 
Ski Insurance
 
Plan A: Overseas Ski Cover
Plan B: Australia Only Ski Cover
Plan C: Annual Multi-Trip Ski Cover

Worldwide: All destinationsUp to 12 months$5 millionUnlimitedUnlimited1 Cover Direct Insurance
1Cover are long established, online travel insurance experts offering a wide range of options to suit all ages. This includes four levels of international travel insurance, single trip or annual insurance cover, budget family and group rates, tailored ski and snowboarding policies and cheap domestic cover for Australian residents.
DETAIL INFORMATION >>		Services

Services

1. See website for all policies


Restrictions

Restrictions

Any age including over 70's cover.


Advantages

Advantages

1. Only sell directly to the public
2. You can apply online or over the telephone
3. Save up to 50% on your travel insurance
4. If you pay using your credit card then it only takes 5 minutes to be covered.


Disadvantages

Disadvantages

1. You must read the policy document carefully to help you understand the different kinds of cover the policy offers. This will provide a clear idea of the actual worth of the insurance policy rather than simply going by price.
2. Some policies have an excess on some levels of cover. This can be removed for an additional $25 per adult travelling on the policy.
3. You may require extra cover for specific high value items

Worldcare Travel Insurance
Worldcare Travel Insurance		Travel InsuranceFrom $45.00VariesType

Cover Type

Comprehensive, Budget, Australia Only and Frequent Policies


Level

Cover Level

Standard


Detail

Cover Detail

Travel Insurance


Plan A: Comprehensive International 
Plan B: Australia Only 
Plan C: Budget 
Plan D: Frequent Flyer

Worldwide: All destinationsUp to 12 months.$5 millionUnlimited24/7Worldcare Travel Insurance
Worldcare Travel Insurance want to save you money whilst maintaining a thorough and all inclusive travel insurance service. Choose between Comprehensive, Budget and Frequent Policies, depending in your budget and needs. This insurer allows you to personalize your policy by the 'Select A Benefit' option.
DETAIL INFORMATION >>		Services

Services

24 Hour Emergency Medical Assistance


Restrictions

Restrictions

You must be under 86 years of age to obtain a policy. This company is restricted to Australian citizens only. This insurer is only for leisure purposes and therefore if you are working in another country, it is not suitable.


Advantages

Advantages

1. 24 hour Emergency Medical Assistance 

2. Medical Evaluations 
3. Funeral Arrangements 
4. Hospital Guarantees.
5. Choose between three policies. 
6. $5 million in paid expenses. 
7. Nil excess on Overseas Medical Assistance
8. Tailor you policy to your needs with 'Select a benefit' feature!


Disadvantages

Disadvantages

1. $500 Limit on dental expenses. 

2. You must read the policy document carefully to help you understand the different kinds of cover the policy offers. This will provide a clear idea of the actual worth of the insurance policy rather than simply going by price. 
3. This insurer is only for leisure purposes and therefore if you are working in another country, it is not suitable.

Downunder Worldwide Travel Insurance
Downunder Worldwide Travel Insurance		Travel InsuranceFrom $25VariesType

Cover Type

Backpacker/Comprehensive/Annual Frequent Traveller


Level

Cover Level

Essentials to Comprehensive


Detail

Cover Detail

Comprehensive
This travel insurance policy is ideal for those travellers, holiday makers, or even backpackers who want a higher level of cover then the Backpakers (International) Plan.
 
Backpackers
This Backpackers (International) Plan is good for the backpacker or traveller who wants reasonable levels of cover, including cover for their baggage should it get lost or stolen. This plan is provided at competitive rates for travellers or backpackers 65 years of age or under travelling abroad and is most popular with young travellers going overseas on a working holiday.
 
Annual Frequent Traveller
The Annual Frequent Traveller travel insurance policy is for anyone wanting to take multiple trips of no longer then 37 days for leisure travel or 90 days for business travel duration, over a 12 month period.

Worldwide: All destinationsUp to 12 months$2,000,000UnlimitedUnlimitedDownunder Worldwide Travel Insurance
Downunder Worldwide Travel Insurance offers you great quality cheap travel insurance and van tour insurance since 1992. They offer travel insurance to travellers in Australia and New Zealand. The covers range from basic to highly comprehensive, with affordable policies aimed at backpackers and gap year students.
DETAIL INFORMATION >>		Services

Services

1. 5 different policy types, from Essentials cover right up to Comprehensive cover
2. Your traveller/backpacker policy is specifically designed for young people who are big on adventure. We automatically cover more than 60 hazardous activities at no extra cost
3. Unless your trip will be completed within 1 month of buying this insurance, you have the right to cancel your policy of insurance within 14 days from the date of issue or receipt of your policy terms and conditions, whichever is the later.


Restrictions

Restrictions

1. You must be under 45 at the date your insurance starts. Please note that if you are under 18 reduced cover will apply to certain sections of the policy
2. You must tell Downunder if you plan to take part in any Special Sport or activity as cover may not be available.


Advantages

Advantages

1. Overseas extension facility
2. Overseas application facility
3. 60 Adventure Sports
4. 14 Day Money Back Guarantee
5. A "no excess waiver"
6. 100% secure online purchasing
7. Overseas Work covered
8. You can eliminate the standard policy excesses simply by choosing to take out the very popular 'Excess Waiver.'


Disadvantages

Disadvantages

1. Please check full terms and conditions to see the limitations on cover
2. There are some situations which you are not covered for. These generally involve anything you already know about or that is caused by deliberate or careless acts on your part. Full details of these are given in the policy document

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